Partner with HMFA

Partner with HMFA

The New Jersey Housing and Mortgage Finance Agency works with other business partners in a variety of functions that assist in the development of affordable housing. More information about these partners is provided below.

  1. Lenders
  2. Housing Counselors
  3. Appraisers
  4. Market Analysts
  5. REO Asset Managers

  1. Lenders

    The NJHMFA maintains active relationships with many lenders. If interested in becoming a participating lender in the Agency's Single Family programs, download and complete the following documents.

    Complete and sign the documents where indicated and return to:

    NJHMFA Attn: Nancy Downs
    637 South Clinton Avenue
    P.O. Box 18550
    Trenton, New Jersey 08650-2085



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  2. Housing Counselors

    The New Jersey Housing and Mortgage Finance Agency (NJHMFA) maintains open lists of qualified HUD Certified Housing Counseling Agencies and/or New Jersey State Licensed Debt Adjusters.

    Counseling services are needed from time to time for the New Jersey Homesaver Program.

    Services to be provided under the New Jersey Homesaver Program by qualified HUD Certified Housing Counseling Agencies and/or New Jersey State Licensed Debt Adjusters include but are not limited to face-to-face meeting with client within 10 business days of client completing the Homesaver application online, reviewing and verifying all required documents and recommending to the NJHMFA approval or denial of applicants under the program guidelines.

    NJHMFA will provide payments in pre-determined amounts for counseling services rendered.

    Certificates of Insurance (ACORD 25 - Certificate of Liability Insurance) naming the NJHMFA as additional insured are required to be included with the application package. Such coverage shall be with an insurance company authorized to do business in the State of New Jersey.

    • Workers' Compensation and Employers' Liability: This insurance shall be maintained in force during the life of this contract covering all employees engaged in performance of this contract pursuant to N.J.S.A. 34:15-12(a) and N.J.A.C. 12:235-1.6.
    • General Liability Insurance: This insurance shall be provided with limits of not less than $1,000,000 for any one person and $1,000,00 for any one accident for bodily injury and $2,000,000 aggregate for property damage, and shall be maintained in full force during the life of the contract.

    HUD Certified Housing Counseling Agencies and/or New Jersey State Licensed Debt Adjusters interested in being included on the list must complete the documents included with the application package, provide the specific required submissions and submit the entire application package to the Agency's Procurement Division for review and approval. Awards will be effective for one year for date of execution of contract.

    TO BECOME A QUALIFIED HOUSING COUNSELOR

    Complete and sign the documents in the package where indicated, include the required submissions and submit to:

    NJHMFA
    Procurement Division
    637 South Clinton Avenue
    P.O. Box 18550
    Trenton, NJ 08650-2085


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  3. Appraisers

    Single Family and Multifamily Programs
    The New Jersey Housing and Mortgage Finance Agency maintains an open list of qualified single family and multifamily appraisers. Single family appraisal services are needed from time to time for loans that are originated by the agency, including 100% Financing Program Loans and Reverse Mortgages. Assignments are made on a rotating basis. Appraisers may apply to be placed on the HMFA's pre-qualified list.

    To become a pre-qualified appraiser:


    Documents to be returned to HMFA are:


    Complete and sign the documents where indicated and return to:

    HMFA Procurement Department
    637 South Clinton Avenue
    P.O. Box 18550
    Trenton, New Jersey 08650



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  4. Market Analysts

    Market Analysts provide services both for the developers of tax credit properties as well as for the Agency. Market Analyst firms are selected to review the market studies contained in tax credit applications through a competitive bidding process that occurs approximately every five years.


    Parties interested in being included on the Agency's list of Market Analysts
    should contact our Procurement Department at 609-278-7400 or via email at procurement@njhmfa.state.nj.us.



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  5. REO Asset Managers

    The New Jersey Housing and Mortgage Finance Agency employs the services of asset managers to maintain, market, and sell its foreclosed single family properties. Asset managers are selected by competitive bid approximately every five years. The state is divided into north, central, and southern zones with asset managers assigned to each zone.


    Parties interested in being included on the list for receiving a Request for Proposals
    should contact our Procurement Department at 609-278-7400 or via email at procurement@njhmfa.state.nj.us.



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