Smart Start
Accumulating the funds for downpayment and closing costs is a common barrier to potential homeowners. The Smart Start Program is available to participants in the Agency’s first mortgage homebuyer’s program who are purchasing homes in Smart Growth areas. The program helps these families by offering a second mortgage for downpayment and/or closing costs up to 4% of the first mortgage.
Further detail is available on our Fact Sheet or call 1-800-NJ-HOUSE.
