Federal and State Mortgage Modification Programs
Find out if you might be eligible for any of these programs by visiting the websites below or by contacting a housing counseling agency listed here. These programs have been created to help you. There is no fee to get information about these programs.
Federal Foreclosure Programs
Visit www.makinghomeaffordable.gov for more detailed information, or contact a HUD Certified Housing Counselor to find a counseling agency that serves your county.
State Foreclosure Programs
The program was very successful and all program funds have been committed or are in the process of being committed. Therefore, as of November 30, 2013, the HomeKeeper application portal is closed to new applicants.
If you presently have a HomeKeeper loan and have servicing questions, please visit http://www.njhomekeeper.com for further information.