The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to help prospective homebuyers purchase a home.
Information about the NJHMFA's First-Time Homebuyer Programs
Information about the NJHMFA's Smart Start Program
Information about the NJHMFA's Police and Firefighter Retirement System Mortgage Program
Information about Urban Target Areas (UTAs)
The Site Evaluator is an interactive mapping tool that offers a response to Urban Target Areas, Smart Growth and program eligibility inquiries.
Here are some frequenly asked questions about the homebuying process.