The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to help prospective homebuyers purchase a home.
NOT SURE WHERE TO START?
Download The Road Home New Jersey: A Guide for the New Jersey Homebuyer (4MB PDF) Traducción al Español (3.8MB PDF)
Information about the NJHMFA's Homeward Bound Homebuyer Mortgage Program
Information about the NJHMFA's First-Time Homebuyer Program
Information about the NJHMFA's Smart Start Program
Information about the NJHMFA's Police and Firefighter Retirement System Mortgage Program
Information about Urban Target Areas (UTAs)
The Site Evaluator is an interactive mapping tool that offers a response to Urban Target Areas, Smart Growth and program eligibility inquiries.
Here are some frequenly asked questions about the homebuying process.