New Jersey HomeSeeker

New Jersey HomeSeeker

The New Jersey HomeSeeker Program provides $16,000 for first-time homebuyers and veterans to use as downpayment and/or closing cost assistance when purchasing a home in Atlantic, Camden, Essex, Gloucester, Passaic or Union County. The funds are provided as a 0% interest loan that is forgiven in five (5) years.

To participate in HomeSeeker, homebuyers must obtain first mortgage financing through the NJHMFA's Homeward Bound mortgage program.

To find out more about the program, check out the HomeSeeker program fact sheet,and FAQ

Not sure which program is right for you? 

Visit to discover all of HMFA’s available mortgage programs.