Homebuyers

Homebuyers

The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to help prospective homebuyers purchase a home.

Sandy Homebuyer Assistance Program

Visit this page for detailed information about the Sandy Homebuyer Assistance Program

First-Time Homebuyer

Information about the NJHMFA's First-Time Homebuyer Programs

Smart Start

Information about the NJHMFA's Smart Start Program

Live Where You Work

Information about the NJHMFA's Live Where You Work Program

Police and Firefighter Retirement System Mortgage Program

Information about the NJHMFA's Police and Firefighter Retirement System Mortgage Program

Purchase/Rehab Mortgage Program

Information about the NJHMFA's Purchase/Rehab Mortgage Program

Home Plus

Information about the NJHMFA's Home Plus Program

Urban Target Areas (UTAs)

Information about Urban Target Areas (UTAs)

Site Evaluator

The Site Evaluator is an interactive mapping tool that offers a response to Urban Target Areas, Smart Growth and program eligibility inquiries.

Homebuyer FAQ's

Here are some frequenly asked questions about the homebuying process.