Homebuyers
The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to help prospective homebuyers purchase a home.
First-Time Homebuyer
Information about the NJHMFA's First-Time Homebuyer Programs
Smart Start
Information about the NJHMFA's Smart Start Program
Live Where You Work
Information about the NJHMFA's Live Where You Work Program
Police and Firefighter Retirement System Mortgage Program
Information about the NJHMFA's Police and Firefighter Retirement System Mortgage Program
Purchase/Rehab Mortgage Program
Information about the NJHMFA's Purchase/Rehab Mortgage Program
Home Plus
Information about the NJHMFA's Home Plus Program
Home Ownership for Performing Employees (HOPE) Program
Information about the NJHMFA's HOPE Program
Urban Target Areas (UTAs)
Information about Urban Target Areas (UTAs)
Site Evaluator
The Site Evaluator is an interactive mapping tool that offers a response to Urban Target Areas, Smart Growth and program eligibility inquiries.
Homebuyer FAQ's
Here are some frequenly asked questions about the homebuying process.
