HMFA

Interest Rates

Rates are subject to change without notification.
Program Current Interest Rates
First-Time Home Ownership Program 4.00% with 0 points
This rate is effective January 12, 2015.
Home Plus Program

4.375% with 3 points*
This rate is effective January 12, 2015.

Police & Firefighter's Retirement System Mortgage Loan Program

Funding for First-Time Homebuyers and Trade-Up Buyers as well as Rate and Term Refinances are available.
3.53% plus $1,825 fee.
This rate is effective August 15, 2014.

Purchase Rehabilitation
Mortgage Program

4.375% with 3 points*
This rate is effectiveJanuary 12, 2015.


*1 point is equal to 1% of the mortgage amount

Click here to visit HMFA's Homepage at http://www.njhousing.gov