HMFA

Interest Rates

Rates are subject to change without notification.
Program Current Interest Rates
First-Time Home Ownership Program  3.50% with 0 points
This rate is effective June 14, 2012.
Home Plus Program 

3.875% with 3 points*
This rate is effective June 14, 2012.

Police & Firefighter's Retirement System Mortgage Loan Program 

Funding for First-Time Homebuyers and Trade-Up Buyers is available
3.02% plus $1,825 fee.
This rate is effective February 15, 2013.

Purchase Rehabilitation
Mortgage Program 

3.875% with 3 points*
This rate is effective June 14, 2012


*1 point is equal to 1% of the mortgage amount

Click here to visit HMFA's Homepage at http://www.njhousing.gov