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Resources for the Homebuyer
- Visit TheRoadHomeNJ.com to discover all of HMFA’s available mortgage programs (Site will open in a new window)
- Download the New Jersey Homebuyer Guide (NEW EDITION as of July 2016) | Traducción al Español (3.8MB PDF)
- HMFA's Participating Lender List (407k PDF)
- New Jersey HomeSeeker Fact Sheet (700k PDF)
- New Jersey HomeSeeker FAQ (130k PDF)
- Smart Start Fact Sheet (360k PDF)
- Homeward Bound Homebuyer Mortgage Program Fact Sheet (811k PDF)
- Police and Firemen's Retirement System Mortgage Program Fact Sheet (561k PDF)
- First-Time Homebuyer Mortgage Program Fact Sheet (248k PDF)
- Purchase Price and Income Limits – Statewide (47k PDF)
- Purchase Price and Income Limits – Urban Target Area (57k PDF)
- Section 8 Home Choice Voucher – (Links to the U.S. Department of Housing and Urban Development Website)
- Recapture Tax Explanation (113k PDF)
- HUD.gov's List of New Jersey Certified Housing Counseling Agencies - (Links to the U.S. Department of Housing and Urban Development Website)
Helpful Links
- United States Department of Agriculture (USDA)'s Rural Development Homebuyer Programs: https://www.rd.usda.gov/programs-services/all-programs/single-family-housing-programs