| 2013 Bulletins |
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| February 19, 2013 |
Mortgage Loan Review and Purchase Requirements - REVISED (55k PDF) |
| February 15, 2013 |
Revised Underwriting/Purchasing/PFRS Checklist Documents (32k PDF)
Attachment 1: PFRS Checklist (71k PDF)
Attachment 2: HMFA Purchase Submission Documents Transmittal (71k PDF)
Attachment 3: Conditional Prior Approval Documentation Package (127k PDF) |
| February 13, 2013 |
Seller's Concessions - TYPO Corrected (39k PDF) |
| February 12, 2013 |
Determining Flood Insurance Deductibles (38k PDF)
Mortgage Loan Review and Purchase Requirements (64k PDF) |
| February 5, 2013 |
New NJHMFA Police and Fire (PFRS) Program Interest Rate - Effective February 15, 2013 (29k PDF) |
| January 11, 2013 |
New NJHMFA Income Limits Posted (21k PDF)
Attachment 1: Purchase Price and Income Limits - Statewide (44k PDF)
Attachment 2: Purchase Price and Income Limits - UTA (22k PDF)
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| 2012 Bulletins |
|
| December 7, 2012 |
Condition of Loan Files Submitted (38k PDF)
Attachment 1: PFRS Term Sheet (114k PDF) |
| November 2, 2012 |
Properties Located in a FEMA Declared Disaster Area (37k PDF) |
| October 25, 2012 |
New Requirements for Insurance Policies (204k PDF) |
| August 6. 2012 |
New NJHMFA Police & Fire (PFRS) Program Interest Rate - Effective August 15 2012 (90k PDF) |
| August 2, 2012 |
Live Where You Work Guideline Changes (175k PDF)
Attachment 1: Live Where You Work Statewide Guidelines (1MB PDF)
Attachment 2: Smart Start Program Fact Sheet (1MB PDF) |
| July 20, 2012 |
Financed MI Premiums Announcement (200k PDF) |
| June 14, 2012 |
NJHMFA Interest Rate Decrease Announcement - Effective June 14, 2012 (139k PDF) |
| March 1, 2012 |
NJHMFA Announces Interest Rate Decrease - Effective March 1, 2012 (77k PDF) |
| February 7, 2012 |
New NJHMFA Police & Fire (PFRS) Program Interest Rate - Effective February 15, 2012 (218k PDF)
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| 2011 Bulletins |
|
| December 13, 2011 |
New NJHMFA Income Limits Posted (22k PDF)
Attachment 1: Purchase Price and Income Limits - Statewide (20k PDF)
Attachment 2: Purchase Price and Income Limits - UTA (22k PDF)
Attachment 3: LWYW Fact Sheet (277k PDF) |
| November 3, 2011 |
Determining Real Estate Taxes on New Construction (37k PDF) |
| August 11, 2011 |
NJHMFA Interest Rate Decrease Announcement (36k PDF) |
| August 8, 2011 |
New HMFA Police & Fire (PFRS) Program Interest Rate - Effective August 15, 2011 (37k PDF) |
| July 13, 2011 |
Tax Service Fee Requirements Bulletin (38k PDF)
Updated Policy and Procedures for Participating Lenders (42k PDF)
Attachment 1: Sellers Guide (371k PDF) |
| June 6, 2011 |
New 2011 Income Limits (35k PDF)
Attachment 1: Purchase Price and Income Limits - Statewide (20k PDF)
Attachment 2: Purchase Price and Income Limits - UTA (22k PDF)
Attachment 3: LWYW Factsheet (277k PDF) |
| May 23, 2011 |
PFRS Disclosure Bulletin (23k PDF)
Attachment 1: Disclosure to Non-PFRS Members Who Sign the Mortgage (68k PDF) |
| May 19, 2011 |
NJHMFA Interest Rate Decrease Announcement (37k PDF) |
| March 31, 2011 |
NJHMFA Bulletin Further Guidance on Affordable Housing Units (34k PDF) |
| March 25, 2011 |
Affordable Housing Properties in New Jersey (150k PDF)
Attachment 1: ML 94-2 Regarding Limitations Restrictions Affordable Housing (330k PDF) |
| February 28, 2011 |
NJHMFA Interest Rate Increase Announcement (37k PDF) |
| February 7, 2011 |
NJHMFA New PFRS Interest Rate Effective 2-15-11 (36k PDF) |
| February 3, 2011 |
NJHMFA Underwriter Certification (35k PDF)
NJHMFA Loan Files Submitted for Underwriting Review (41k PDF)
Attachment 1: Underwriters Review Signature (5k PDF) |
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|
| 2010 Bulletins |
|
| April 29, 2010 |
Section 8 Program (38k PDF)
Section 8 Program Fact Sheet Attachment (108k PDF) |
| April 23, 2010 |
Tax Credit Loan Program (TCLP) Prefund Notice (24k PDF) |
| March 22, 2010 |
Updated Second Mortgage Notes (38k PDF)
Updated Second Mortgage Notes Attachment 1 (68k PDF)Updated Second Mortgage Notes Attachment 2 (70k PDF)Updated Second Mortgage Notes Attachment 3 (69k PDF)
Updated Second Mortgage Notes Attachment 4 (72k PDF)
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| March 9, 2010 |
New FICO Requirements (26k PDF)
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| March 2, 2010 |
1% Reimbursable Loan Reservation Fee (26k PDF)
|
| February 15, 2010 |
New Police and Fire Program Rate (24k PDF)
|
| February 9, 2010 |
New RESPA Documents (24k PDF)
|
| February 1, 2010 |
Bulletin RESPA (113k PDF)
|
| January 19, 2010 |
1% Reimbursable Fee Placement on New GFE and HUD 1 (54k PDF) |
| January 11, 2010 |
Updated 1% Reimbursable Fee Placement on New GFE and HUD 1 (41k PDF)
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January 8, 2010
|
Sellers Guide Revision Permissible Fees (52k PDF) |
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| 2009 Bulletins |
|
| November 24, 2009 |
Prefund Program Extension Information (36k PDF)
Prefund Program Extension Information Attachment 1 (179k PDF)
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| October 16, 2009 |
Police and Firemen’s Retirement System PFRS Pension Loans and Debt Ratios (39k PDF) |
| September 25, 2009 |
Pool Insurance (24k PDF) |
| August 26, 2009 |
Police and Firemen’s Program (40k PDF) |
August 3, 2009
|
Rate Increase Announcement (39k PDF) |
July 30, 2009
|
NJHMFA Loan Submission Process (42k PDF) |
June 11, 2009
|
Rate Increase Announcement (39k PDF) |
| May 28, 2009 |
Prefund Tax Credit Loan Program (TCLP) Still Up and Running (28k PDF) |
| May 5, 2009 |
Rate Decrease Announcement (39k PDF) |
| April 8, 2009 |
New HMFA Subordinate Mortgage Program: First-Time Homebuyers Tax Credit Loan Program (TCLP) Prefund (117k PDF) |
| April 1, 2009 |
New Income Limits: Statewide and Target Area (22k PDF) |
| February 6, 2009 |
Police and Fire Retirement Fund Mortgage Program Suspension of New Registrations (56k PDF) |
| February 3, 2009 |
Police and Firemen’s Retirement System Interest Rate Change (39k PDF) |
| January 20, 2009 |
Rate Decrease Announcement (39k PDF) |
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| 2008 Bulletins |
|
| December 15, 2008 |
Revised Smart Start Notes (40k PDF)
Revised Smart Start Notes Attachment 1 (68k PDF)
Revised Smart Start Notes Attachment 2 (68k PDF)
Revised Smart Start Notes Attachment 3 (68k PDF) |
| October 7, 2008 |
Rate Increase Announcement (39k PDF) |
| September 30, 2008 |
Rate Increase Announcement (39k PDF) |
| September 25, 2008 |
Police and Firemen’s Retirement System Non-Member Status Bulletin (62k PDF)
IRS Bulletin IR 2008-106 (40k PDF) |
| August 6, 2008 |
New Police and Firemen’s Retirement System Interest Rate Effective August 15, 2008 (36k PDF) |
| July 15, 2008 |
New Smart Start Options Program (40k PDF) |
| July 9, 2008 |
NJHMFA Sellers Guide (23k PDF)
NJHMFA Sellers Guide Attachment 1 (336k PDF)
NJHMFA Sellers Guide Attachment 2 (65k PDF) |
| April 1, 2008 |
Clarification of Delivery Underwriting and Purchasing Loans (97k PDF) |
| March 18, 2008 |
Police and Fire Retirement System Mortgage Program Update (43k PDF) |
| March 14, 2008 |
Interest Rate Change for Home Plus and Purchase Rehab Programs (37k PDF)
Interest Rate Change for First-Time Homebuyer Program (34k PDF) |
| March 4, 2008 |
PFRS Mortgage Program Loan Reservations Update (18k PDF) |
| February 4, 2008 |
New First-Time Homebuyer Program Interest Rates Effective 2-4-08 (36k PDF)
Police and Fireman’s Retirement System Rate Change Effective 2-15-08 (25k PDF) |
| February 1, 2008 |
Smart Start Loans (37k PDF)
Police and Fire Retirement System DU Findings (26k PDF)Notice of Assignment Sale or Transfer or Servicing Rights (31k PDF)
New Sub Servicer (77k PDF) |
| January 3, 2008 |
Clarification on Borrower Determination for First-Time Homebuyer Loans (37k PDF) |
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| 2007 Bulletins |
|
| October 5, 2007 |
New Products 40 Year Term and Over 80% Income Limit (29k PDF) |
| August 27, 2007 |
New Conditions Submission Process (39k PDF) |
| January 1, 2007 |
Origination of Agency Loans (51k PDF) |
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