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Rule Adoptions
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NOTE: Text of Adopted New Rules and Amendments

The complete text of new rules and amendments adopted on and after February 21, 2012 appears in the Notices of Adoption posted below.

For Notices of Adoption dated prior to February 21, 2012, in most cases the complete text of the adopted proposals does not appear in the notices of their adoption posted below.  The complete text of those adopted new rules and amendments can be viewed at www.lexisnexis.com/njoal (After agreeing to the usage terms on the website, click on “New Jersey Register” under “New Search”, then click on “ISSUE-DATE IS” in the dropdown menu under “Select a Segment”, then enter the publication date (shown in the upper right corner of the first page of each Notice of Adoption posted below directly above the “Filed” date,) then click on “Add” and then click the “Search” button.  You can then scroll to the Adoption Notice you wish to view and click on it.

Please note: Most files are in Portable Document Format (PDF). Download the latest version of Adobe Acrobat Reader.
2014
Division Rule
line
Division of Insurance Petitions for Rules: Rulemaking Notice
Sufficient Public Interest for the Purposes of Granting a Public Hearing
Adopted Amendment: N.J.A.C. 11:1-15.5
Division of Insurance Determination of Insurers in a Hazardous Financial Condition
Adopted Amendments: N.J.A.C. 11:2-27.1 through 27.4
Division of Banking Predatory Lending
Readoption with Amendments: N.J.A.C. 3:30
Division of Insurance Fraud Prevention and Detection
Readoption with Amendments: N.J.A.C. 11:16
Adopted Repeal and New Rule: N.J.A.C. 11:16-6 Appendix
Division of Insurance Filings: Property and Casualty
Adopted Amendments: N.J.A.C. 11:1-2.2 and 2.6
Adopted Repeal: N.J.A.C. 11:1-2 Appendix, Exhibit B
Division of Insurance Automobile Insurance
Readoption with Amendments: N.J.A.C. 11:3
Adopted Repeal and New Rule: N.J.A.C. 11:3-16 Appendix, Exhibit A
Adopted Repeals: N.J.A.C. 11:3-45 Appendix and 11:3-46 Appendix, Exhibit C
Division of Banking Foreclosure Consultants
Adopted New Rules: N.J.A.C. 3:18
Adopted Amendments: N.J.A.C. 3:1-7.6; 3.5-1.1, 2.1, and 4.4; and 3:23-2.1
Division of Banking Notice of Restoration of Expired Chapter and Extension of Chapter Expiration Date
General Provisions
N.J.A.C. 3:1

 
2013
Division Rule
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Division of Banking Notice of Readoption: Reserves and Reserve Depositaries
Readoption: N.J.A.C. 3:8
Division of Banking Notice of Readoption: General Provisions for State Savings and Loan Associations
Readoption: N.J.A.C. 3:26
Division of Banking Notice of Readoption: Federal Matters
Readoption: N.J.A.C. 3:9
Division of Banking Notice of Readoption: Pawnbroker Law Regulations
Readoption: N.J.A.C. 3:16
Division of Banking Notice of Readoption: Home Repair Financing Act Regulations
Readoption: N.J.A.C. 3:19
Division of Insurance Managed Care Plans, Provider Networks
Adopted Amendments: N.J.A.C. 11:4-37.4; 11:22-4.2, 4.3, 4.4, and 4.5; 11:24-15.2; 11:24A-4.15; 11:24B-5.2; and 11:24C-1.3
Adopted New Rules:  N.J.A.C. 11:24C-4
Adopted Repeals:  N.J.A.C. 11:24B-5.8, 5.9, and 5.10
Division of Insurance Third Party Administrators
Adopted Amendments: N.J.A.C. 11:23-1.2, 5.3, and 5.6
Division of Insurance Advertisement of Life Insurance and Annuities; Disclosure Requirements for Annuities Directly Solicited to Consumers; and Suitability Requirements for Annuities Directly Solicited to Consumers
Adopted Amendments: N.J.A.C. 11:2-23.5 and 11:4-59.1
Adopted New Rules: N.J.A.C. 11:4-59A
Adopted Repeals: N.J.A.C. 11:4-59.5 and 59.6
Division of Insurance Notice of Administrative Correction
Automobile Insurance
Personal Injury Protection Dispute Resolution
Conduct of PIP Dispute Resolution Proceedings
N.J.A.C. 11:3-5.6
 
2012
Division Rule
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Division of Insurance Increase in Capital and Surplus Requirements for Insurers and Health Maintenance Organizations
Company Action Level Event
Adopted Amendments: N.J.A.C. 11:2
Division of Banking Banking Development Districts
Adopted New Rules: N.J.A.C. 3:36
Division of Insurance Personal Injury Protection
Adopted New Rules: N.J.A.C. 11:3-4.7A, 4.7B, 29.5, and 11:3-29 Appendix Exhibits 1 through 7
Adopted Amendments: N.J.A.C. 11:3-4.2, 4.4, 4.7, 4.8, 4.9, 5.2, 5.4, 5.5, 5.6, 5.12, and
29.1 through 29.4
Adopted Repeal: N.J.A.C. 11:3-29 Appendix, Exhibits 1 through 7

  (See also Public Notice of Futher Extension of Operative Date of Amendments to N.J.A.C. 11:3-4.7(c)6 and New Rule N.J.A.C. 11:3-4.7B to November 5, 2014)
Division of Insurance Credit for Reinsurance
Adopted New Rules: N.J.A.C. 11:2-28.7A through 28.7D, 28.14 and 11:2-28 Appendix Exhibits A through E
Adopted Amendments: N.J.A.C. 11:2-28.4, 28.6, 28.8, 28.9, 28.10 and 28.12
Adopted Repeal and New Rule: N.J.A.C. 11:2-28.13
Division of Banking GUDPA Unit Deposit Protection
Adopted Amendments: N.J.A.C. 3:34-1.2, 1.5, 1.9, and 1.15
Adopted New Rules: N.J.A.C. 3:34-1.16
Division of Insurance Acceptance, Renewal, Nonrenewal and Cancellation of Automobile Insurance Policies
Standards for Nonrenewals - Ineligible Persons
Acceptance Criteria

Adopted Amendments: N.J.A.C. 11:3-8.5 and 8.12
Division of Insurance Licensing of Public Adjusters
Professional Qualifications

Adopted Amendments: N.J.A.C. 11:1-37.1 through 37.6, 37.8, 37.10, 37.13, 37.14, and 37.18; and 11:17-3.1 and 3.6
Division of Insurance Minimum Standards for Individual Health Insurance
Disability Income Protection Coverage

Adopted Amendment: N.J.A.C. 11:4-16.6
Division of Insurance Admission Requirements for Foreign and Alien Property and Casualty Insurers
General Eligibility Requirements

Adopted Amendment: N.J.A.C 11:1-10.4
Division of Insurance Formation of a Domestic Property and Casualty Insurance Corporation (Stock or Mutual) or a Reciprocal Insurance Exchange; Surplus Lines Insurer Eligibility; Fees and Special Purpose Apportionment; Surplus Lines Insurance: Procurement Procedure; Surplus Lines Insurance: Allocation of Premium Tax and Surcharge
Adopted New Rule: N.J.A.C 11:1-28.4A
Adopted Amendments: N.J.A.C. 11:1-28.1, 28.2, 28.3, 31.2, 31.3, 31.4, 31.5, 31.6, 32.7, 33.1, 33.2, and 33.3
Adopted Repeal:  N.J.A.C. 11:2-34
Division of Insurance Captive Insurance
Adopted New Rules: N.J.A.C. 11:28
Division of Insurance Actuarial Services
Accelerated Death Benefits
Adopted Amendments: N.J.A.C. 11:4-30.2 through 30.11
Division of Insurance Health Maintenance Organizations
Health Care Quality Act Application to Insurance Companies, Health Service Corporations, Hospital Service Corporations and Medical Service Corporations

Adopted Amendments: N.J.A.C. 11:24-1.2, 3.7 and 8.3 through 8.8 and 11:24A-1.2, 3.2, 3.4, 3.5, 3.6 and 3.7
Adopted Repeal: N.J.A.C. 11:24-8.9
Division of Insurance Producer Licensing
Participation in National Insurance Producer Database

Adopted New Rule: N.J.A.C. 11:17-1.3
Division of Insurance State College Risk Management Groups
Adopted New Rules: N.J.A.C. 11:15-7
NJ Real Estate Commission Referral Agents; Broker Licensee E-mail Address
Adopted Amendments: N.J.A.C. 11:5-1.1, 1.3, 1.5, 2, 3, 4.1, 4.4, 4.5, 5.5, 6.1, 6.8, 7.1, 7.2, 7.4, 8.2 and 9.6
Adopted New Rules: N.J.A.C. 11:5-3.15 and 6.10
Division of Insurance Exportable List
Adopted Amendment: N.J.A.C. 11:1-34.6
 
2011
Division Rule
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Division of Banking Dedicated Funding Assessment
Readoption with Amendments: N.J.A.C. 3:5
Adopted Repeal: N.J.A.C. 3:5-10
Division of Insurance Notice of Administrative Correction
Health Benefit Plans
Electronic Receipt and Transmission of Health Care Claims
Standard Enrollment/Change Request Forms and Application/Change Request Forms

N.J.A.C. 11:22-3.3
Division of Insurance Notice of Administrative Correction
Acceptance, Renewal, Nonrenewal and Cancellation of Automobile Insurance Policies
Certification of Compliance with N.J.A.C. 11:3-8.12

N.J.A.C. 11:3-8 Appendix
Division of Insurance Administration
Readoption with Amendments: N.J.A.C. 11:1
Division of Insurance Actuarial Services
Readoption with Amendment: N.J.A.C. 11:4
Division of Insurance Insurance Producer Standards of Conduct: Commissions and Fees
Service Fees
Adopted Amendment: N.J.A.C. 11:17B-3.2
Division of Insurance Notice of Administrative Corrections
Acceptance, Renewal, Nonrenewal and Cancellation of Automobile Insurance Policies Issuance of Cancellation Notices; Certification of Compliance with N.J.A.C. 11:3-8.12

N.J.A.C. 11:3-8.11 and 11:3-8 Appendix
Division of Insurance Health Benefit Plans
Readoption with Amendments: N.J.A.C. 11:22
Adopted Repeals: N.J.A.C. 11:22-3.4 and 3.5 and 11:22-3 Appendix Exhibits 1A, 1B and 2

  Please Note: There was a misprint in the adoption. The correct DOBI link appearing at 11:22-3.3(c) is http://www.state.nj.us/dobi/formlist.htm#insuranceformsandapps
Division of Insurance Acceptance, Renewal, Nonrenewal and Cancellation of Automobile Insurance Policies
Standards for Nonrenewal; Issuance of Nonrenewal Notices; Limitations on Nonrenewal
Adopted Amendments: N.J.A.C. 11:3-8.2, 8.4, 8.5, 8.6, 8.8 and 11:3-34.2 and 34.4
Adopted New Rule: N.J.A.C. 11:3-8.5
Division of Insurance Dental Services
Readoption with Amendments: N.J.A.C. 11:10
Adopted Repeals: N.J.A.C. 11:10-1.13 and 11:10 Appendices A and B
Division of Insurance Retained Asset Accounts and Other Life Insurance Settlement Options
Adopted New Rules: N.J.A.C. 11:4-61
NJ Real Estate Commission Continuing Education
Adopted Amendments: N.J.A.C. 11:5-2.2, 2.3, 2.5 and 2.6
Adopted New Rules: N.J.A.C. 11:5-12
Division of Insurance Maternity Installment Payments
Adopted New Rules: N.J.A.C. 11:22-9
Division of Insurance Unusual Hardship for Covered Claims Under the New Jersey Property-Liability Insurance Guaranty Association and New Jersey Surplus Lines Insurance Guaranty Fund
Unusual Hardship
Adopted Amendment: N.J.A.C. 11:1-43.3
Division of Insurance Personal Lines: Rate Filing Review Procedures
Adopted Amendments: N.J.A.C. 11:1-45.1, 45.3 and 45 Appendix
Adopted New Rule: N.J.A.C. 11:1-45 Appendix Exhibit B
Division of Banking Safe and Sound Methods of Banking
Readoption: N.J.A.C. 3:7
Division of Insurance Notice of Administrative Changes
Office of the Insurance Fraud Prosecutor
Administrative Procedures and Penalties
Recodification of N.J.A.C. 13:88-1 as 11:16-7
Division of Insurance Advertisement of Life Insurance and Annuities; Disclosure and Suitability Requirements for Annuities Directly Solicited to Consumers
Adopted Amendment: N.J.A.C. 11:2-23.5
Adopted New Rules: N.J.A.C. 11:4-59
Division of Insurance Waivers of Mortgage Guaranty Insurers' Liability-to-Policyholders Surplus Ratios
Adopted New Rule: N.J.A.C. 11:2-27.5
Division of Insurance Automobile Insurance - Voluntary Written Exposure and Primary Classification Data
Homeowners Comparison Survey
Adopted Repeals: N.J.A.C. 11:3-16.12 and 11:4-29
Division of Insurance Renewal, Nonrenewal and Cancellation Notice Requirements; Buyers Guide; Coverage Selection Form; Automobile Insurance Consumer Bill of Rights for Standard and Basic Policies; Notice to Insureds and Maintenance of Data
Adopted Amendments: N.J.A.C. 11:2-29.3; 11:3-15.1, 15.4, 15.5 and 15.6; and 11:25-2.3
Adopted Repeals: N.J.A.C. 11:25-2.6 and N.J.A.C. 11:25 Appendix
Adopted New Rule: N.J.A.C. 11:3-15 Appendix Exhibit 2
Division of Insurance Individual Health Coverage Program
Carriers Informational Rate Filing Requirements; Loss Ratio and Refund Reporting Requirements; Relief from Obligations Imposed by the Individual Health Insurance Reform Act and Withdrawals of Carriers from the Individual Market and Withdrawal of Plan, Plan Option or Deductible/Copayment Option
Notice of Readoption: N.J.A.C. 11:20-3A, 6, 7, 11 and 18 and 11:20 Appendix Exhibits E and J
Division of Banking Advertising
Readoption with Amendments: N.J.A.C. 3:2
Division of Insurance Notice of Administrative Change
Automobile Insurance
New Jersey Personal Automobile Insurance Plan
Exemptions

N.J.A.C. 11:3-2.4
Division of Insurance Health Care Quality Act Application to Insurance Companies, Health Service Corporations, Hospital Service Corporations and Medical Service Corporations
Readoption with Amendments: N.J.A.C. 11:24A
Adopted Repeals: N.J.A.C. 11:24A-1.3 and 11:24A Appendix
Division of Insurance Reporting of Financial Disclosure and Excess Profits
Adopted Amendments: N.J.A.C. 11:3-20.3, 20.4 and 20.5 and 11:3-20 Appendix
Division of Insurance Limitations on the Use of Specific Terms or Designations in the Sale of Life Insurance
Adopted New Rules: N.J.A.C. 11:4-60
Division of Insurance Changes to Medical Malpractice Liability Insurance Rates
Adopted New Rules: N.J.A.C. 11:27-14
Division of Insurance Insurance Group
Readoption: N.J.A.C. 11:2
Adopted New Rules: N.J.A.C. 11:2-42.9 and 42.10
Adopted Repeal: N.J.A.C. 11:2-41
NJ Real Estate Commission Procedures on Disciplinary Actions, Contested Applications, Declaratory Ruling Requests
Procedures Applicable to Appeals of Initial Denials of Licensing Applications
Adopted Amendment: N.J.A.C. 11:5-11.10
Division of Insurance Insurance Producer Standards of Conduct
Readoption with Amendments: N.J.A.C. 11:17A, 11:17B and 11:17D
Readoption: N.J.A.C. 11:17C
 
2010
Division Rule
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Division of Banking Department Organization
Readoption with Amendments: N.J.A.C. 3:3
Division of Insurance Medical Malpractice Liability Insurance
Readoption: N.J.A.C. 11:27
Division of Insurance

Term Life Insurance Company Comparison Survey
Minimum Standards for Specified Disease and Critical Illness Coverages --
Advertising
Adopted Repeal: N.J.A.C. 11:4-31
Adopted Amendment: N.J.A.C. 11:4-53.7

Division of Insurance Limited Death Benefits
General Requirements

Adopted Amendment: N.J.A.C. 11:4-21.3
Division of Insurance Preferred Mortality Tables for Use in Determining Minimum Reserve Liabilities; Valuation of Life Insurance Companies
Adopted Amendments: N.J.A.C. 11:4-27A3 and 32.3
Division of Banking Insurance Premium Finance Company Act Rules
Readoption with Amendments: N.J.A.C. 3:22
Division of Banking Investments
Readoption: N.J.A.C. 3:11
Division of Insurance Private Passenger Automobile Insurance Territorial Rating Plans
Territorial Rating Equalization Exchange

Adopted Amendments: N.J.A.C. 11:3-16A.1, 16A.2 and 16A.4
Adopted Repeals: N.J.A.C. 11:3-16A.10, 16A.11 and 16A.12
Division of Banking Check Cashing
Readoption: N.J.A.C. 3:24
Division of Banking Governmental Unit Deposit Protection
Adopted Repeal: N.J.A.C. 3:1-4
Adopted New Rules: N.J.A.C. 3:34
Division of Insurance Personal Lines: Rate Filing Review Procedures
Adopted Amendments: N.J.A.C. 11:1-2A.1, 2A.2, 2A.3 and 2A.4: 11:1-45.1, 45.2 and 45.3; and 11:3-18.1, 18.2, 18.3 and 18.4
Division of Insurance Notice of Administrative Correction
Notice of Adoption
Personal Injury Protection Benefits; Medical Protocols; Diagnostic Tests; Personal Injury Protection Dispute Resolution

Adopted Amendments: N.J.A.C. 11:3-4.2, 4.4, 4.7, 4.8, 5.4, 5.10 and 5.11
Division of Insurance Group Self Insurance
Readoption with Amendments: N.J.A.C. 11:15
Division of Insurance Exportable List
Adopted Amendments: N.J.A.C. 11:1-34.6
Division of Insurance Life/Health Annuity Forms
Adopted Amendments: N.J.A.C. 11:4-40.4, 40.5 and 40A.4
Adopted Repeal: N.J.A.C. 11:4-40 Appendix
Division of Insurance Insurance Producer to Witness Signature of Insured
Adopted Amendment: N.J.A.C. 11:17A-4.2
Division of Banking Check Cashing
Fees

Adopted New Rule: N.J.A.C. 3:24-4.1
Adopted Recodification: N.J.A.C. 3:24-4.1 as 4.3
Adopted Amendments: N.J.A.C. 3:24-1.3, 4.2 and 5.2
Division of Insurance Personal Injury Protection Benefits; Medical Protocols; Diagnostic Tests; Personal Injury Protection Dispute Resolution
Adopted Amendments: N.J.A.C. 11:3-4.2, 4.4, 4.7, 4.8, 5.4, 5.10 and 5.11
Division of Banking Proposed Interstate Acquisition
Readoption: N.J.A.C. 3:33
Division of Insurance Health Benefit Plans
Prompt Payment of Claims

Adopted Amendment: N.J.A.C. 11:22-1.6
Division of Insurance Long-Term Care Insurance
Filing Requirements for Advertising

Adopted Repeal: N.J.A.C. 11:4-34.20
Adopted Amendment: N.J.A.C. 11:4-34 Appendix J
Division of Insurance Insurance Producer Standards of Conduct; Marketing
Unfair Trade Practices, Rebates and Inducements; Prohibited Practices

Adopted Amendment: N.J.A.C. 11:17A-2.3
Division of Insurance Producer Licensing
Managing General Agents

Adopted Amendment: N.J.A.C. 11:17-6.3
Division of Banking General Provisions - Miscellaneous and Mortgage Loans, Fees, and Obligations
Department Organization - Nonpublic Records
Residential Mortgage Lenders; Correspondent Mortgage Lenders; Residential Mortgage Brokers; Qualified Individual Licensees; Mortgage Loan Originators
Fees, License Terms and Annual Reports for Licensees

Adopted Amendments: N.J.A.C. 3:1-7, 7.4, 7.6, 16.1 and 16.3; 3:3-2.1, 3:15; and 3:23-2.1 and 4.1
Adopted New Rules: N.J.A.C. 3:15-1.8, 2.3, 2.11, 2.12 and 2.15
Adopted Repeals: N.J.A.C. 3:1-16.11 and 3:15-2.10, 2.11, 4.2, 6.8, 6.10, 6.11, 6.13, 10.3 and 11.1
Division of Banking Consumer Lenders and Sales Finance Companies
Adopted New Rules: N.J.A.C. 3:17
Division of Insurance Data Submission Requirements for All Producers with Surplus Lines Authority and Eligible Surplus Lines Insurers
Adopted Amendments: N.J.A.C. 11:19-3.3 and 3.5
Adopted Repeal: N.J.A.C. 11:19-3 Appendix
Division of Banking Bank Service Corporations
Readoption with Amendment: N.J.A.C. 3:14
Division of Insurance Annual Audited Financial Reports
Adopted Amendments: N.J.A.C. 11:2-26.1 through 26.6 and 26.9 through 26.14
Adopted New Rules: N.J.A.C. 11:2-26.14, 26.15 and 26.16
 
2009
Division Rule
Division of Insurance Fair Plan Surcharge
Adopted Amendment: N.J.A.C. 11:1-5.1
Division of Insurance Individual Annuity Contract Form Standards
Definitions; Waiver of Surrender Charges

Adopted Amendments: N.J.A.C. 11:4-43.2 and 43.6
Division of Banking Mortgages
Reporting Requirements on Mortgage Foreclosure Actions

Adopted New Rules: N.J.A.C. 3:10-9
Division of Insurance Health Benefit Plans
Health Insurance Identification Cards

Adopted New Rules: N.J.A.C. 11
Division of Insurance Annual and Quarterly Financial Statement Submission Requirements
Adopted New Rules: N.J.A.C. 11:19-1
Division of Banking Debt Adjustment and Credit Counseling
Adopted Amendment: N.J.A.C. 3:25-1.1, 2.2, 2.3, 2.4, 4.1 and 4.4
Division of Insurance Small Employer Health Benefits Program
Readoption: N.J.A.C. 11:21-11, 13, 15, 20 and 21; and 11:21 Appendix Exhibit BB, Parts 3, 4 and 5
Readoption with Amendments: N.J.A.C. 11:21-7A, 9, 16 and 19; and 11:21 Appendix Exhibits FF and GG
Adopted Repeal and New Rule: N.J.A.C. 11:21 Appendix Exhibit FF
NJ Real Estate Commission Real Estate Commission Rules
Readoption with Amendments: N.J.A.C. 11:5
Adopted Repeal and New Rule: N.J.A.C. 11:5-3.3
Division of Insurance Medical Malpractice Reporting Requirements
Adopted Amendment: N.J.A.C. 11:1-7.3
Division of Insurance Health Benefit Plans Minimum Standards for Health Benefit Plans, Prescription Drug Plans and Dental Plans
Adopted Amendments: N.J.A.C. 11:22-5.1 through 5.9
Adopted New Rules: N.J.A.C. 11:22-5.5 and 5.6
Division of Insurance Organized Delivery Systems
Readoption with Amendments: N.J.A.C. 11:24B
Adopted Repeals: N.J.A.C. 11:24B-2.5 and 11:24B Appendix Exhibits 3 through 8
Adopted Repeals and New Rules: N.J.A.C. 11:24B-2.8 and 2.9
Division of Insurance Minimum Standards for Medicare Supplement Coverage > Exhibit D1
Adopted New Rule: N.J.A.C. 11:4-23 Appendix Exhibit D1
Adopted Amendments: N.J.A.C. 11:4-23.3, 23.6, 23.7, 23.8 and 23. 15
Adopted New Rules: N.J.A.C. 11:4-23.8A and 23.24
Division of Banking Conversions of Associations
Readoption with Amendment: N.J.A.C. 3:32
Division of Banking Money Transmitters
Readoption with Amendments: N.J.A.C. 3:27
Division of Insurance Medical Fee Schedules: Automobile Insurance Personal Injury Protection and Motor Bus Medical Expense Insurance Coverage
Dental Fee Schedule

Adopted Repeal and New Rule: N.J.A.C. 11:3-29 Appendix, Exhibit 2
NJ Real Estate Commission Timeshares
Adopted Amendments: N.J.A.C. 11:5-9.2, 9.4, 9.5 and 9.14
Adopted New Rules: N.J.A.C. 11:5-9A
Division of Insurance New Jersey Workers' Compensation
Managed Care Organizations

Readoption with Amendments: N.J.A.C. 11:16
Division of Insurance Filings: Property and Casualty
Adopted New Rule: N.J.A.C 11:2-36.8 
Adopted Amendments: N.J.A.C. 11:1-2.1, 2.2, 2.6 and 2A.3; 11:2-42.3 and 11:2 Appendix, Exhibit A; 11:3-4.7, 16.3, 16.6, 16A.6, 16B.3, 16B.4 and 18.3; and 11:4-7.3
Adopted Repeal: N.J.A.C. 11:13-2.5  
Division of Insurance Medical Fee Schedules: Automobile Insurance Personal Injury Protection and Motor Bus Medical Expense Insurance Coverage
Home Care Services

Adopted Repeal and New Rule: N.J.A.C. 11:3-29 Appendix, Exhibit 3
Division of Insurance Managed Care Plans
Readoption with Amendments: N.J.A.C. 11:24C
Adopted Repeal and New Rule: N.J.A.C. 11:24C-2.9
Adopted Repeals: N.J.A.C. 11:24C-2.14 and 3.9
Division of Insurance Medical Malpractice Liability Insurers - Biannual Reporting of Rate Modifiers > Exhibit E (MS Excel)
Adopted New Rules: N.J.A.C. 11:27-13
Division of Insurance Producer Licensing
Readoption with Amendments: N.J.A.C. 11:17
Division of Insurance Individual Health Coverage Program
Policy Forms; Carriers Information Rate Filing Requirements; Loss Ratio and Refund Reporting Requirements; Withdrawals of Carriers from the Individual Market and Withdrawal of Plan, Plan Option or Deductible/Copayment Option

Adopted New Rule:  N.J.A.C. 11:20-3A, 6, 7 and 18 and 11:20 Appendix Exhibits E and J
Division of Insurance

Insurance Producers Standards of Conduct: Commissions and Fees
Fees

Adopted Amendment:  N.J.A.C. 11:17B-3.1

Division of Insurance Medical Malpractice Liability Insurance
Corporate Governance

Adopted New Rules:  N.J.A.C. 11:27-12
Division of Insurance Medical Malpractice Liability Insurance
Reporting Requirements

Adopted New Rules:  N.J.A.C. 11:27-11
Division of Insurance Long-Term Care Insurance
Training Requirements; Partnership Policies - General Requirements

Adopted New Rules:  N.J.A.C. 11:4-34.29 and 34.30 and 11:4-34 Appendices J and K
Adopted Amendment:  N.J.A.C. 11:4-34.2
Division of Insurance Increase in Capital and Surplus Requirements for Insurers and Health Maintenance Organizations
Company Action Level Event

Adopted Amendment: N.J.A.C. 11:2-39.4
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2008
Division Rule
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Division of Insurance

Commercial Automobile Insurance Plan; New Jersey Personal Automobile Insurance Plan; Renewal and Nonrenewal of Automobile Insurance Policies; Rate Filing Requirements: Voluntary Market Private Passenger Automobile Insurance; Rate Process for Limited Rate Changes: Calculations for Private Passenger Automobile Insurance Rate Change; Tier Rating Plans and Underwriting Rules; Appeals from Denial of Automobile Insurance; Eligible Persons Qualifications and Automobile Insurance Eligibility Points Schedule; Private Passenger Automobile Insurance Underwriting Rules; Private Passenger Automobile Insurance - Use of Alternate Underwriting Rules; Insurers Required to Provide Automobile Insurance Coverage to Eligible Persons; Special Rules for Effecting Coverage for Private Passenger Automobile Insurance; Insurers Required to Provide Survey Information; Automobile Insurance Urban Enterprise Zone Program; Fraud Prevention and Detection Plans; Activities for which a Person Must Be Licensed as an Insurance Producer
Adopted New Rules: N.J.A.C. 11:3-8.9, 8.10 and 8.11
Adopted Repeals and New Rules: N.J.A.C. 11:3-8.4 and 8.5 and 11:3-8 Appendix
Adopted Amendments: N.J.A.C. 11:3-1.1, 2.2, 2.8, 2.11, 8.2, 8.3, 8.6, 16.2, 16.3, 16B.2, 16B.3, 19A.1, 19A.3, 19A.4, 19A.5, 19A.6, 33.1, 34.2, 45.1, 45.2, 46.2, 46.4, 46.6 and 46.7, 11:16-6.2 and 6.6; and 11:17A-1.2 and 1.7
Adopted Repeals: N.J.A.C. 11:3-2.13, 19A.7, 35, 35A, 40, 44 and 47

Division of Insurance Prohibition of Certain Cancellation and Nonrenewal Activity
Adopted Amendments: N.J.A.C. 11:1-22.2 and 22.5
Adopted New Rules: N.J.A.C. 11:1-22.3 and 22.4
Division of Banking Pinelands Development Credit Bank Rules
Readoption with Amendments: N.J.A.C. 3:42
Division of Insurance Commercial Lines Insurance: Policy Form Standards
Adopted Amendment:  N.J.A.C. 11:13-7.3 (Nov. 3, 2008)
Division of Insurance Financial Examinations Monitoring Systems (FEMS) (Nov. 3, 2008)
Readoption with  Amendments:  N.J.A.C. 11:19
Adopted Repeals: N.J.A.C. 11:19-1 and 2.5
Division of Banking Safe and Sound Methods of Banking – Examination of Banks and Savings Banks Under Direction of Board of Directors, Board Managers or Board of Trustees; Audit Requirements of State Associations – Time of Audit (Nov. 3, 2008)
Adopted Amendments: N.J.A.C 3:7-3.1, 3.2, 3.7 and 3.9; and 3:29-1.7
Adopted New Rule: N.J.A.C. 3:7-3.10
Division of Insurance Life Insurance and Annuities Replacement (Aug. 4, 2008)
Adopted Amendment: N.J.A.C. 11:4-2.1
Division of Insurance Orderly Withdrawal of Insurance Business (Aug. 4, 2008)
Adopted Amendment: N.J.A.C. 11:2-29.1
Adopted Repeal: N.J.A.C. 11:2-29.8
Adopted Repeals and New Rules: N.J.A.C. 11:2-29.3 through 29.7
Division of Banking Debt Adjustment and Credit Counseling by Nonprofit Social Service or Nonprofit Consumer Credit Counseling Agencies (July 21, 2008)
Readoption with Amendments: N.J.A.C. 3:25
Division of Insurance Medical Malpractice Liability Insurance - Structured Settlements and Furnishing of Bonds (July 21, 2008)
Adopted Amendments: N.J.A.C. 11:27-10.3
Division of Insurance Insurance Producer Standards of Conduct: Marketing Unfair Trade Practices Rebates and Inducements; Prohibited Practices (July 21, 2008)
Adopted Amendment: N.J.A.C. 11:17A-2.3
Division of Insurance Insurance of Municipal Bonds, Asset-Backed Securities and Consumer Debt Obligations (July 21, 2008)
Readoption: N.J.A.C. 11:7
Division of Insurance Annual Audited Financial Reports - Qualifications of Independent Certified Public Accountants (July 21, 2008)
Adopted Amendments: N.J.A.C. 11:2-26.3 and 26.6
Division of Banking Reporting of Official E-mail Address (July 7, 2008)
Adopted Amendments: N.J.A.C. 3:1-7.4, 3:4-3.3 and 3:23-4.1
Adopted New Rules: N.J.A.C. 3:21-5 and 3:26-5
Division of Insurance Organized Delivery Systems - Treatment as Domestic Insurer (July 7, 2008)
Adopted New Rule: N.J.A.C. 11:22-4.10
Division of Banking Fees, License Terms and Annual Reports for Licensees (May 19, 2008)
Readoption: N.J.A.C 3:23
Division of Banking Registrar and Transfer Agents (April 21, 2008)
Readoption with Amendment: N.J.A.C. 3:12
Division of Banking Licensed Lenders: Mortgage Bankers; Correspondent Mortgage Bankers; Mortgage Brokers; Secondary Lenders; Consumer Lenders and Sales Finance Companies (April 7, 2008)
Readoption with Amendments: N.J.A.C. 3:15
Division of Banking Depository Institutions (April 7, 2008)
Readoption with Amendments: N.J.A.C. 3:4
Adopted New Rules: N.J.A.C. 3:4-1.1 and 2.1
Division of Insurance Life Insurance Solicitation (April 7, 2008)
Adopted Repeal and New Rules: N.J.A.C. 11:4-11
Division of Insurance Commercial Lines Insurance (April 7, 2008)
Readoption with Amendments: N.J.A.C. 11:13
Adopted Repeal: N.J.A.C. 11:13-3
Division of Insurance Reporting Financial Disclosure and Excess Profits (April 7, 2008)
Adopted Amendments: N.J.A.C. 11:3-20.3, 20.4, 20.5, 20.8, 20.9 and 11:3-20 Appendix
Division of Insurance Automobile Insurance
Reporting Requirements and Filing Deadlines
Report Requirements
(April 7, 2008)
Adopted Amendment: N.J.A.C. 11:3-3A.3
Division of Insurance Actuarial Services
Preferred Mortality Tables for Use in Determining Minimum Reserve Liabilities
(March 17, 2008)
Adopted New Rules: N.J.A.C. 11:4-27A
Division of Insurance Health Maintenance Organizations (March 17, 2008)
Readoption with Amendments: N.J.A.C. 11:24
Division of Insurance Military Sales Practices (March 17, 2008)
Adopted New Rules: N.J.A.C. 11:2-23A
Division of Insurance Automobile Insurance
Certification of Compliance: Mandatory Liability Coverages
  (March 3, 2008)
Adopted Amendments: N.J.A.C. 11:3-32.1 and 32.3
Division of Insurance Personal Injury Protection Benefits; Medical Protocols; Diagnostic Tests Deductibles and Co-pays (March 3, 2008)
Adopted Amendment: N.J.A.C. 11:3-4.4
Division of Insurance Insurance Group
Admission Requirements for Foreign and Alien Life and Health Insurers Adopted
(March 3, 2008)
Amendment: N.J.A.C. 11:2-1.4
Division of Insurance Insurance of Municipal Bonds, Asset-Backed Securities and Consumer Debt Obligations (February 19, 2008)
Adopted New Rules: N.J.A.C. 11:7-1.1 and 1.5
Adopted Amendments: N.J.A.C. 11:7-1.1, 1.2, 1.3 and 1.4
Division of Insurance Private Passenger Automobile Insurance Territorial Rating Plans (February 4, 2008)
Territorial Rating Equalization Exchange
Adopted Amendments: N.J.A.C. 11:3-16A.1, 16A.2 and 16A.4
Division of Insurance Minimum Standards for Medicare Supplement Coverage (January 7, 2008)
Loss Ratio Standards, Annual Filing of Premium Rates and Refund or Credit Calculations; Filing Requirements for Policies, Certificates and Premium Rates
Adopted Amendments: N.J.A.C. 11:4-23.11 and 23.13
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2007
Division Rule
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Division of Banking Bank Holding Companies (December 17, 2007)
Readoption with Amendments: N.J.A.C. 3:13
Division of Insurance Funeral Insurance Policies; The 2001 Commissioner’s Standard Ordinary (CSO) Mortality Table for Use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits (December 17, 2007)
Life Insurance Illustrations
Adopted New Rule: N.J.A.C. 11:4-27.7
Adopted Amendments: N.J.A.C. 11:4-25.2, 25.5, 52.3 and 52.9
Division of Insurance Eligible Persons Qualifications (December 3, 2007)
Automobile Insurance Eligibility Points Schedule
Adopted Amendments: N.J.A.C. 11:3-34.4, and 34.5 and 11:3-34 Appendix, Schedule 1
Division of Insurance Personal Lines: Rate Filing Review Procedures (December 3, 2007)
Adopted New Rules: N.J.A.C. 11:1-2A
Division of Insurance Private Passenger Automobile Insurance: Rate Filing Review Procedures (December 3, 2007)
Adopted Amendments: N.J.A.C. 11:3-18
Division of Insurance Workers’ Compensation Security Fund (December 3, 2007)
Adopted Amendments: N.J.A.C. 11:1-46.1 through 46.3
Division of Insurance Insurance Holding Company Systems - Acquisition of Control: Statement Filing; Procedures (October 15, 2007)
Adopted Amendment: N.J.A.C. 11:1-35.6
Division of Banking Licenses; Dedicated Funding; Licensees Ceasing Business; Licensed Lenders; Office of Consumer Finance (October 1, 2007)
Division of Banking Audit Requirements (October 1, 2007)
Division of Banking Credit Unions (October 1, 2007)
Division of Insurance
The Appellate Division of the New Jersey Superior Court has issued a stay of the implementation of the new PIP fee schedule rules that were to go into effect on 10/1/07 (below). Until further notice, providers and insurers should continue to use the fee schedule rules that are currently in effect. For more information...

Division of Insurance Loss Reserve Opinions (August 6, 2007)
Division of Insurance Rate Process for Limited Rate Changes: Calculations for Private Passenger Automobile Insurance Rate Changes (June 4, 2007)
Division of Insurance Office of the Insurance Claims Ombudsman - Readoption with Amendments: N.J.A.C. 11:25 (May 7, 2007)
Division of Banking Procedural Rules - Minimum and Maximum Stock Subscriptions (May 7, 2007)
Division of Insurance Life/Health/Annuity Forms; Standards for Individual Life Insurance Policy Forms; Individual Annuity Contract Form Standards (May 7, 2007)
Division of Insurance Prohibition of Discretionary Clauses (May 7, 2007)
Division of Insurance Basic Automobile Insurance Policy (May 7, 2007)
Division of Insurance Persons Employed in the Business of Insurance - Convicted Persons: Waivers (April 3, 2007)
Division of Insurance Legal Insurance (April 2, 2007)
Division of Insurance Property and Casualty: Filing of Rates, Manual Rules, Rating Plans, Policy Forms and Endorsements (April 2, 2007)
Division of Insurance Joint Insurance Funds for Local Government Units Providing Property and Liabilty Coverages (March 19, 2007)
Division of Insurance Persons Employed in the Business of Insurance Convicted Persons: Waivers (February 20, 2007)
Division of Insurance Joint Insurance Funds for Local Governmental Units Providing Property and Liability Coverages (February 20, 2007)
Division of Insurance Unsatisfied Claim and Judgment Fund’s Reimbursement of Excess Medical Expense Benefits Paid by Insurers (February 20, 2007)
Division of Banking Qualified Educational Institutions (February 5, 2007)
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2006
Division Rule
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Division of Banking General Provisions (December 18, 2006)
Division of Insurance Producer Licensing (December 18, 2006)
Division of Banking Reserves and Reserve Depositaries (November 21, 2006)
Division of Banking Mortgages (December 18, 2006)
Division of Banking Retail Installment Sales Act Rules (December 4, 2006)
Division of Banking Federal Matters (December 4, 2006)
Division of Banking Home Repair Financing Act Regulations (December 4, 2006)
Division of Banking Pawnbrokering Law Regulations (December 4, 2006)
Division of Banking General Provisions (December 4, 2006)
Division of Insurance New Jersey Commercial Automobile Insurance Plan: New Jersey Personal Automobile Insurance Plan Definitions; Governing Committees (November 6, 2006)
Division of Insurance Surplus Lines Insurance: Allocation of Premium Tax and Surcharge (October 16, 2006)
Division of Insurance Individual Annuity Contract Form Standards - Standards for Contracts on a Variable Basis (October 16, 2006)
Division of Banking Check Cashing - Deposits (September 18, 2006)
Division of Insurance Administration (July 30, 2006)
Division of Insurance Fraud Prevention and Detection (July 30, 2006)
Division of Banking Predatory Lending (August 21, 2006)
Division of Banking Procedural Rules (August 7, 2006)
Division of Insurance Medical Malpractice - Structured Settlements and Furnishing of Bonds (August 7, 2006)
Division of Insurance Medical Malpractice Insurance - Medical Malpractice Liability Insurance Premium Assistance Fund - Premium Subsidy
Application Process; Distribution of Funds
(July 3, 2006)
Division of Insurance Medical Malpractice Insurance - Prohibited Premium Increase (July 3, 2006)
Division of Banking General Provisions (July 3, 2006)
Division of Insurance Automobile Insurance (July 3, 2006)
Division of Banking Dedicated Funding - Depositories (June 19, 2006)
Division of Banking Dedicated Funding - Fees and Annual Reports - Office of Consumer Finance (June 19, 2006)
Division of Banking Dedicated Funding Assessment (June 19, 2006)
Division of Insurance Health Benefit Plans (June 5, 2006)
Division of Insurance Electronic Receipt and Transmission of Health Care Claims Use of Clearinghouses in Electronic Transactions (June 5, 2006)
Division of Insurance Selective Contracting Arrangements of Insurers; Minimum Standards for Network-Based Health Benefit Plans (May 15, 2006)
Division of Banking Governmental Unit Deposit Protection Eligible Collateral (May 15, 2006)
Division of Banking Readoption: N.J.A.C. 3:7 - Safe and Sound Banking Methods (May 1, 2006)
Division of Insurance Rate Filings Requirements: Voluntary Market Private Passenger Automobile Insurance Calculation of Maximum on Combined Commission and Broker, Other Acquisition Expense and General Expenses (April 17, 2006)
Division of Insurance Orderly Withdrawal of Insurance Business - Informational Filing Withdrawals (April 17, 2006)
Division of Insurance Actuarial Services (April 17, 2006)
Division of Insurance

Actuarial Opinion and Memorandum for Life/Health Insurers (April 17, 2006)

Division of Insurance Reduction from Liability for Reinsurance - Utilization of Trust Agreements with Letters of Credit to Satisfy the Reduction of Reinsurance Liability (February 21, 2006)
Division of Banking Advertising (February 21, 2006)
Division of Insurance New Jersey Automobile Physical Damage Claims - Excessive Salvage Deductions in Total Loss Claims (February 21, 2006)
Division of Banking Licensed Lenders: Mortgage Bankers; Correspondent Mortgage Bankers; Mortgage Brokers; Secondary Lenders; Consumer Lenders and Sales Finance Companies First Mortgage Loans (January 17, 2006)
Division of Insurance New Jersey Individual Health Coverage Program, Relief from Obligations Imposed by the Individual Health Insurance Reform Act (January 3, 2006)
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2005
Division Rule
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Division of Insurance Surplus Lines Exportable List (December 19, 2005)
Division of Insurance Long-Term Care Insurance (December 19, 2005)
Division of Insurance Dental Services (December 7, 2005)
Division of Insurance Health Care Quality Act: General Implementation (November 21, 2005)
Division of Insurance Increase in Capital and Surplus Requirements for Insurers and Health Maintenance Organizations (October 31, 2005)
Division of Banking Credit Union Parity (October 31, 2005)
Division of Insurance Medical Malpractice Reporting Requirements (October 24, 2005)
Division of Insurance Health Benefit Plans; Electronic Receipt and Transmission of Health Insurance Claims (September 30, 2005)
Division of Insurance Insurance Group (September 20, 2005)
Division of Insurance Private Passenger Automobile Insurance - Use of Alternate Underwriting Rules (September 19, 2005)
Division of Banking Agents of Foreign Banks (September 19, 2005)
Division of Insurance Minimum Standards for Medicare Supplement Coverage (August 4, 2005)
Division of Banking Department Organization (July 29, 2005)
Division of Insurance Medical Malpractice Liability Insurance Purchasing Alliances (July 21, 2005)
Division of Insurance Group Self-Insurance; Joint Insurance Funds for Local Government Units Providing Property and Liability Coverage (July 19, 2005)
Division of Insurance Recovery of Fugitive Fees by Surety Companies (June 28, 2005)
Division of Banking General Provisions: Foreign Banks Certificate of Authority to Do Trust Business (June 22, 2005)
Division of Insurance Medical Malpractice Insurance - General Provisions; Optional Policy Provision - Right to Consent to Settlement (June 21, 2005)
Division of Insurance Insurance Producer Standards of Conduct (June 21, 2005)
Division of Insurance Data Submission Requirements for all Domestic Insurers; IVS Subsystems Filing Requirements; Detail Record Layout (June 20, 2005)
Division of Banking Check Cashing (May 24, 2005)
Division of Insurance Medical Malpractice Liability Insurance Premium Assistance Fund - Premium Subsidy (May 16, 2005)
Division of Insurance Medical Malpractice Insurance - Premium Payment Installments (May 15, 2005)
Division of Insurance Rate Filing Requirements: Voluntary Market Private Passenger Automobile Insurance (May 7, 2005)
Division of Insurance Insurance Premium Finance Company Act Rules (April 28, 2005)
Division of Banking Investments (April 27, 2005)
Division of Insurance Medical Malpractice Insurance - Renewal and Nonrenewal Notices (April 26, 2005)
Division of Insurance Medical Malpractice Insurance - Prohibited Premium Increase (April 25, 2005)
Division of Insurance Officers, Directors and Board Members of Medical Malpractice Insurers (April 24, 2005)
Division of Insurance Medical Malpractice Insurance - Mandatory Deductibles (April 23, 2005)
Division of Insurance Fraud Prevention and Detection Plans (April 21, 2005)
Division of Insurance Actuarial Services Mandated Benefits for Biologically-Based Mental Illness (April 7, 2005)
Division of Banking General Provisions - State Association Parity (April 7, 2005)
Division of Insurance Surplus Lines Exportable List (March 31, 2005)
Division of Insurance Private Passenger Automobile Insurance Territorial Rating Plans (March 23, 2005)
Division of Insurance Group Self-Insurance (March 10, 2005)
Division of Insurance Orderly Withdrawal of Insurance Business (March 10, 2005)
Division of Insurance Third Party Administrators of Health Benefits and Third Party Billing Services (March 10, 2005)
Division of Insurance Surplus Lines Insurance: Procurement Procedure (March 7, 2005)
Division of Insurance Electronic Transactions (January 31, 2005)
Division of Banking Proposed Interstate Acquisition (January 25, 2005)
Division of Insurance Commercial Lines Insurance - Policy Form Standards (January 13, 2005)
Division of Insurance Charitable Annuities (January 5, 2005)
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2004
Division Rule
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Division of Insurance Determination of Insurers in a Hazardous Financial Condition (December 29, 2004)
Division of Banking
Division of Insurance
NJ Real Estate Commission
Organization of the Department (December 14, 2004)
Division of Insurance Medical Fee Schedules: Automobile Insurance (November 24, 2004)
Division of Insurance Health Benefit Plans (November 17, 2004)
Division of Insurance Medical Malpractice Liability Insurance Premium Assistance Fund – Premium Subsidy (November 17, 2004)
Division of Insurance Pharmacy Benefit Cards (October 20, 2004)
Division of Insurance Homeowners Comparison Survey (October 18, 2004)
Division of Insurance Stock Workers' Compensation Security Fund (October 18, 2004)
Division of Insurance Treatment of Allocated Deposit-Type Deferred Annuity Contract Funds for Purposes of Calculating the Special Purpose Apportionment and the Fraud Assessment (October 6, 2004)
Division of Insurance Life Insurance and Annuities Replacement (October 8, 2004)
Division of Insurance 2001 CSO Mortality Table for Use in Determining; Minimum Reserve Liability and Nonforfeiture Benefits (October 8, 2004)
Division of Banking Premium Finance Agreements (September 15, 2004)
Division of Insurance Appeals from Denial of Automobile Insurance (September 8, 2004)
Division of Insurance Medicare Supplement Coverage (August 16, 2004)
Division of Insurance

Reporting Financial Disclosure and Excess Profits (August 10, 2004)

Division of Banking Bank Service Corporations (July 12, 2004)
Division of Insurance Health Benefit Plans - Carrier/Provider Joint Negotiation Agreements (July 1, 2004)
Division of Banking Check Casher License Fees (June 25, 2004)
Division of Banking Mortgages: Relaxation of Loan-to-Value Limitation (June 25, 2004)
Division of Insurance

Official Department Mailing List: Address Information (June 11, 2004)

Division of Insurance Medicare Supplement Insurance (June 7, 2004)
Division of Insurance Personal Injury Protection Benefits; Medical Protocols; Diagnostic Tests; PIP Dispute Resolution; Private Passenger Automobile Insurance: Notification by Treating Health Care Providers (May 14, 2004)
Division of Insurance Self-Funded MEWAs and Insured Multiple Employer Arrangements (May 13, 2004)
Division of Insurance Insurance Producer Standards of Conduct: Commissions and Fees (May 14, 2004)
Division of Insurance Hospital Care Payment Commission and New Jersey Hospital Care Payment Fund (April 16, 2004)
Division of Insurance Special Rules for Effecting Coverage for Private Passenger Automobile Insurance (April 15, 2004)
Division of Insurance Insurance Producer Standards of Conduct: Marketing: Activities for Which a Person Must be Licensed as an Insurance Producer; Professional Employer Organizations and Employee Leasing Companies (April 7, 2004)
Division of Insurance Actuarial Services; Life/Health Annuity Forms (March 30, 2004)
Division of Insurance Insurance Identification Cards (March 26, 2004)
Division of Insurance Private Passenger Automobile Insurance - Use of Alternate Underwriting Rules (March 26, 2004)
Division of Banking Money Transmitters (March 19, 2004)
Division of Insurance Standards for Safeguarding Customer Information (March 18, 2004)
Division of Insurance Small Employers Health Benefits Program (March 18, 2004)
NJ Real Estate Commission Real Estate Commission Rules (March 5, 2004)
Division of Insurance Insurance Producer Standards of Conduct: Management of Funds (March 4, 2004)
Division of Insurance Reporting Financial Disclosure and Excess Profits (February 20, 2004)
Division of Insurance Insurance Scenarios (February 20, 2004)
Division of Insurance Standards for Written Notice: Buyer's Guide and Coverage Selection Form (February 20, 2004)
Division of Banking Conversions of Associations (February 19, 2004)
Division of Insurance Small Employer Health Benefits Program (February 18, 2004)
Division of Insurance

Group Coordination of Benefits (COB) - Model COB Provisions (February 17, 2004)

Division of Insurance Medicare Supplement - Under 50 Coverage (January 23, 2004)
Division of Banking Debt Adjustment and Credit Counseling (January 22, 2004)
Division of Insurance Health Benefit Plans - Exclusion and Preauthorization Requirements (January 22, 2004)
Division of Banking Expedited Branch Applications of Depositories: Posting of Charter and Branch Applications and Acquisition of a Bank or Bank Holding Company Applications on Department Website (January 7, 2004)
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2003
Division Rule
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Division of Insurance

New Jersey Workers' Compensation, Managed Care Organizations (December 23, 2003)
Division of Banking State Bank and Savings Bank Parity (December 22, 2003)
Division of Insurance Insurance Producer Standards of Conduct: Marketing Activities For Which a Person Must be Licensed as an Insurance Producer or Registered as a Limited Insurance Representative (December 10, 2003)
Division of Insurance Rate Process for Limited Rate Changes: Calculations for Private Passenger Automobile Insurance Rate Changes (November 19, 2003)
Division of Insurance Rate Filing Requirements: Voluntary Market Private Passenger Automobile Insurance (November 19, 2003)
Division of Insurance Unsatisfied Claim and Judgment Fund Assessments (November 19, 2003)
Division of Insurance Special Automobile Insurance Policy (November 19, 2003)
Division of Insurance Renewal and Nonrenewal of Automobile Insurance Policies; Tier Rating Plans and Underwriting Rules (November 19, 2003)
Division of Insurance New Jersey Property-Liability Insurance Guaranty Association Assessment Premium Surcharge (November 19, 2003)
Division of Insurance Cancellation of Automobile Insurance Policies (November 19, 2003)
Division of Insurance Notice to Policyholders of Consumer Insurance Rate Increases (November 19, 2003)
Division of Insurance Eligible Persons Qualifications and Automobile Insurance Eligibility Points Schedule (November 5, 2003)
Division of Insurance Collision and Comprehensive Coverage Deductibles and Options (November 5, 2003)
Division of Insurance Tier Rating Plans and Underwriting Rules (November 5, 2003)
Division of Insurance Hospital Care Payment Commission and New Jersey Hospital Care Payment Fund (November 5, 2003)
Division of Insurance Homeowners' Insurance: Standard Hurricane Deductibles and Expedited Process for Homeowners' Insurance Rate Changes (October 20, 2003)
Division of Insurance Health Benefit Plans; Prompt Payment of Claims (October 14, 2003)
Division of Insurance Producer Licensing (October 10, 2003)
NJ Real Estate Commission Applications Processed by the Real Estate Commission Education Bureau (October 8, 2003)
Division of Insurance Health Benefit Plans (September 26, 2003)
Division of Insurance Commercial Auto Insurance Plan (September 26, 2003)
Division of Insurance Joint Insurance Funds (August 15, 2003)
Division of Insurance Health Benefit Plans: Prompt Payment of Claims (July 14, 2003)
Division of Insurance Financial Examinations Monitoring System (FEMS) (June 30, 2003)
Division of Banking Pinelands Development Credit Bank (June 25, 2003)
Division of Insurance Health Benefit Plans, Prompt Payment of Claims (June 13, 2003)
Notice of Administrative Correction
Division of Insurance Actuarial Requirements for Flexible Factor Policy Forms (June 13, 2003)
Division of Insurance Accelerated Death Benefits Definition of a Qualifying Event (May 19, 2003)
Division of Insurance Admission Requirements for Foreign and Alien Insurers (April 25, 2003)
Division of Insurance Organized Delivery Systems (April 10, 2003)
Division of Insurance Voluntary Market Private Passenger Automobile Insurance (April 3, 2003)
Division of Insurance Benefit Standards for Infertility Coverage (March 26, 2003)
Division of Insurance Petition for Rules: Rulemaking Notice (Insurance) (March 6, 2003)
Division of Banking Petition for Rules: Rulemaking Notice (Banking) (March 6, 2003)
Division of Insurance Foreign Insurers: Designation of Individual for Service of Process (March 11, 2003)
Division of Insurance Dental Plan Organizations Annual Financial Reports (March 17, 2003)
Division of Insurance Actuarial Services: "40 States" File and Use Standards and Procedures (March 6, 2003)
Division of Insurance

Medical Fee Schedules: Automobile Insurance Personal Injury Protection and Motor Bus Medical Expense Insurance Coverage (March 11, 2003)

Division of Insurance Small Employer Health Benefits Program: Informational Rate Filing Requirements Pursuant to the Small Employer Health Benefits Program (February 18, 2003)
Division of Insurance Insurance of Municipal Bonds (February 18, 2003)
Division of Insurance Automobile Insurance Reporting Requirements and Filing Deadlines (January 31, 2003)
Division of Banking Debt Adjustment and Credit Counseling (January 7, 2003)
Division of Insurance Standards for Contracts on a Variable Basis (January 3, 2003)
Division of Banking Internal Reorganization of Bank Holding Companies (January 2, 2003)
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2002
Division Rule
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Division of Insurance Surplus Lines Insurance: Policy Form Approval Procedures (December 20, 2002)
Division of Insurance Minimum Reserve Standards for Individual and Group Health Insurance Contracts (December 20, 2002)
Division of Banking Registrar and Transfer Agent (December 3, 2002)
Division of Insurance Prompt Payment of and Accural of Interest on Life Insurance Proceeds (December 12, 2002)
Division of Insurance Personal Injury Protection Benefits; Medical Protocols; Diagnostic Tests (December 2, 2002)
Division of Insurance Commercial Lines Insurance (December 2, 2002)
Division of Banking License Fees (November 18, 2002)
Division of Banking Mortgage Loan Appraisal Fee (November 12, 2002)
Division of Insurance Reporting Financial Disclosure and Excess Profit (October 29, 2002)
Division of Banking

Eligible Collateral (October 24, 2002)

Division of Banking Depository Institutions (October 24, 2002)
Division of Insurance Producer Licensing (October 10, 2002)
Division of Banking Licensed Lenders; Mortgage Bankers; Correspondent Mortgage Bankers; Mortgage Brokers; Secondary Lenders; Consumer Lenders and Sales Finance Companies (October 10, 2002)
Division of Insurance Small Employer Health Benefits Purchasing Alliance (October 2, 2002)
Division of Insurance Organized Delivery Systems - Application Review Procedures; Net Worth, Deposits and Bond (September 18, 2002)
Division of Insurance Eligible Persons Qualifications and Automobile Insurance: Eligibility Points Schedule (September 16, 2002)
Division of Insurance Special Rules for Effecting Coverage for Private Passenger Automobile Insurance (September 13, 2002)
Division of Insurance Group Life, Group Health and Blanket Insurance (July 3, 2002)
Division of Banking Bank Holding Companies (July 3, 2002)
Division of Insurance Health Benefit Plans; Prompt Payment of Claims (June 17, 2002)
Division of Banking Credit Unions (June 10, 2002)
Division of Insurance Senior Citizen Insureds to Designate Third Parties to Receive Certain Notices (June 10, 2002)
Division of Insurance Producer Licensing: Requirement for Managing General Agents (March 22, 2002)
Division of Insurance Audit Requirements: Readoption NJAC 3:29 (March 14, 2002)
Division of Insurance Group Coordination of Benefits (March 4, 2002)
Division of Insurance Commercial Lines Insurance: General Provisions (March 4, 2002)
Division of Insurance Filings: Property and Casualty (March 4, 2002)
Division of Insurance Standards for Individual Life Insurance Policy Forms Standards for Smoker/Nonsmoker and/or Tobacco/Nontobacco Reclassification (March 4, 2002)
Division of Insurance Actuarial Services: Smoker and Nonsmoker Mortality Tables - Juvenile Insureds (March 4, 2002)
Division of Insurance Medical Fee Schedules: Automobile Insurance Personal Injury Protection and Motor Bus Medical Expense Insurance Coverage - Dental Fee Schedule (January 29, 2002)
Division of Banking Capital Requirements of New Depositories Applying for Charters (January 4, 2002)
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2001
Division Rule
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Division of Insurance Minimum Standards for Specified Disease and Critical Illness Coverages (December 6, 2001)
Division of Insurance Legal Services Insurance (November 8, 2001)
Division of Insurance Persons Employed in the Business of Insurance (October 11, 2001)
Division of Insurance Expedited Rate Filings Calculations for Private Passenger Automobile Insurance Rate Changes (November 21, 2001)
Division of Insurance Rate Intervenor Rules (October 24, 2001)
Division of Insurance Actuarial Requirements for Flexible-Factor Forms (October 12, 2001)
Division of Insurance Life/Health/Annuity Forms (October 12, 2001)
Division of Insurance Standards for Individual Life Insurance Policy Forms; Individual Annuity Contract Form Standards; Standards for Contracts on a Variable Basis (October 12, 2001)
Division of Insurance Office of the Insurance Claims Ombudsman (September 6, 2001)
Division of Insurance Minimum Standards for Specified Disease and Critical Illness Coverages (October 1, 2001)
Division of Insurance Electronic Receipt and Transmission of Health Care Claim Information (October 1, 2001)
Division of Banking Qualified Educational Institutions (August 8, 2001)
Division of Insurance Rate Intervenor Rules (July 10, 2001)
Division of Insurance Medical Fee Schedules: Automobile Insurance Personal Injury Protection and Motor Bus Medical Expense Insurance Coverage (June 22, 2001)
Division of Insurance Viatical Settlements (June 11, 2001)
Division of Banking Banking General Provisions (June 8, 2001)
Division of Banking Pawnbrokering Law Regulations (May 2, 2001)
Division of Banking General Provisions (May 17, 2001)
Division of Banking Home Repair Financing Act Regulations (May 2, 2001)
Division of Insurance Examination of Insurers Confidentiality (April 16, 2001)
Division of Insurance Unsatisfied Claim & Judgment Fund's Reimbursement of Excess Medical Expense Benefits Paid by Insurers (April 12, 2001)
Division of Insurance Date Submission Requirements for All Licensed Producers With Surplus Lines Authority and Eligible Surplus Lines Insurers (March 26, 2001)
Division of Insurance Medical Fee Schedules; Automobile Insurance Personal Injury Protection and Motor Bus Medical Expense Insurance Coverage (April 24, 2001)
Division of Insurance Summary of Changes on Adoption to N.J.A.C. 11:3-29
Division of Insurance Financial Standards and Reporting (March 19, 2001)
Division of Insurance NJ Insolvent Health Maintenance Organization Assistance Association (March 12, 2001)
Division of Banking General Provisions (March 6, 2001)
Division of Insurance Admission Requirements for Foreign and Alien Property and Casualty Insurers; Surety Bonds for Contracts Involving the State, Local Contracting Units, Boards of Education, State Colleges and County Colleges; and Admission Requirements for Foreign and Alien Life and Health Insurers (February 26, 2001)
Division of Insurance Standards for Survivorship Forms (February 26, 2001)
Division of Insurance Procedures for the Conduct of Voting on a Plan of Reorganization of a Domestic Mutual Life Insurer (February 1, 2001)
Division of Insurance Fraud Prevention and Detection (January 31, 2001)
Division of Insurance Administration (January 31, 2001)

Division of Insurance

Automobile Insurance: N.J.A.C. 11:3 (January 3, 2001)

Division of Insurance Health Maintenance Organizations: Drug Formularies
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