The State of New Jersey
NJ Department of Banking and Insurance
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Individual and Small Employer Health Coverage

 
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In 1992, the NJ Legislature enacted two laws that give individuals and NJ small employers guaranteed access to health coverage, regardless of health status, age, claims history, or any other risk factor.

Health Maintenance Organizations (HMOs)    
   
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OPRA
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
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New Jersey Department of Banking and Insurance