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Home > Consumer Information > Insurance Topics > Homeowner > Contact Information - Homeowners Insurers in New Jersey
Insurers that Write Homeowners Policies in New Jersey


This list includes all insurance companies that have Homeowners policies in effect in New Jersey. This includes owners, renters/tenants, and condos.

In addition to the list below, the following companies only write Renters/Tenant Policies

Looking for Mobile Homeowners Insurance?



Insurer Telephone Number Direct Writer or Contact Agent
and Web site

21st Century Group

  • 21st Century Pinnacle Insurance Co. (formerly American International Insurance Co. of New Jersey)
1-800-622-2488 Direct
www.21stcentins.com
AAA Mid-Atlantic Insurance Company of NJ 1-800-542-9544 Direct (AAA)
www.aaamidatlantic.com

Allstate NJ Insurance Company (not writing new business)

908-252-5000 Agent
www.allstate.com
American Bankers Insurance Co. of Florida

1-800-535-1333

Agent
www.assurant.com

American Commerce Insurance Company

1-800-222-2114

Agent
www.acilink.com

American European Group

  • Rutgers Enhanced Insurance Company
  • Rutgers Casualty Insurance Company
856-779-0600 Agent
www.aeiginsurance.com

American International Group

  • Chartis Property Casualty Co.
1-877-867-3783

Direct
www.chartisinsurance.com
American Strategic Insurance Corporation 1-866-274-8765 Agent
www.americanstrategic.com
Amica Mutual Insurance Company 1-800-652-6422 Direct
www.amica.com

Andover Group

  • Merrimack Mutual Fire Insurance Co.
  • Bay State Insurance Co.
  • Cambridge Mutual Fire Insurance Co.
978-475-3300 Agent
www.andovercos.com
Armed Forces Insurance Exchange
(membership company for military personnel)
913-727-5500 Direct
www.afi.org
Balboa Insurance Company (not writing new business) 1-888-768-2096 Agent
www.balboainsurance.com

Bankers Standard Insurance Company

1-800-352-4462

Agent
www.ace-ina.com

California Casualty & Fire Insurance Company
(membership group for educators and firefighters)

1-866-680-5143 Direct
www.calcas.com

Chubb Group

  • Chubb Insurance Company of NJ
  • Federal Insurance Company
  • Great Northern Insurance Co.
  • Pacific Indemnity Company
  • Vigilant Insurance Company
908-903-2000 Agent
www.chubb.com
Cumberland Mutual Fire Insurance Company 856-451-4050 Agent
www.cumberlandgroup.com
Electric Insurance Company 1-800-342-5342 Direct
www.electricinsurance.com

Encompass Group

  • Encompass Insurance Company of NJ (not writing new business)
  • Encompass Property and Casualty Insurance Company of New Jersey


1-800-260-1454

1-800-558-7400
(Claims)
Agent
www.encompassinsurance.com
Farm Family Casualty Insurance Company
(membership company for farmers) (not writing new business)
518-431-5000 Agent
www.farmfamily.com
Farmers Insurance Co. of Flemington 908-782-4120 Agent
www.FarmersofFlemington.com

Farmers Insurance Group

  • Truck Insurance Exchange
1-800-327-6377 Agent
www.farmers.com
Farmers Mutual Fire Insurance Co. of Salem County 856-935-1851 Agent
www.farmersofsalem.com
Fidelity National Property and Casualty Insurance Co. 1-800-849-6140 Agent
www.fnf.com

Fireman's Fund Group

  • American Insurance Co. (not writing new business)
  • Fireman's Fund Indemnity Corp. (not writing new business)
  • Fireman's Fund Insurance Co. (not writing new business)
  • National Surety Corporation
415-899-2000 Agent
www.firemansfund.com
First American Property Casualty Insurance Co. (not writing condos) 1-888-474-7500 Agent
www.firstam.com
Fitchburg Mutual Insurance Co. 1-800-688-1825 Agent
www.ndgroup.com

FM Global

  • Affiliated FM Insurance Company (membership only for company employees and retirees)
1-800-343-7722 Direct
www.affiliatedFM.com
Foremost Insurance Company Grand Rapids, MI
(not writing new business)
1-800-237-2060 Agent
www.foremost.com
Founders Insurance Company
(Penn National Group)
717-234-4941 Agent
www.pennnationalinsurance.com

Franklin Mutual Group

  • FMI Insurance Co.
  • Fidelity Mohawk Insurance Co. (not writing new business)
  • Franklin Mutual Insurance Co.
973-948-3120 Agent
www.fmiweb.com

Global Liberty Insurance Company of New York

516-576-8181 Agent
www.globallibertyny.com

Hanover Insurance Group

  • Citizens Insurance Co. of America (not writing new business)
  • Hanover Insurance Co. (not writing new business)
  • Massachusetts Bay Insurance Co.
508-853-7200 Agent
www.hanover.com
Harleysville Insurance Company of NJ 215-256-5000 Agent
www.harleysvillegroup.com

Hartford Group

  • Hartford Underwriters Insurance Company
    (membership company for AARP, not writing new business)
  • Property Casualty Insurance Company of Hartford (membership company for AARP, not writing new busines)
  • Trumbull Insurance Company (membership company for AARP)
  • Hartford Fire Insurance Company

1-800-843-7824
(AARP)

 

 

1-800-460-9783
(Non-AARP)

Direct
www.aarp.thehartford.com/mypolicy
(AARP)

 

 

www.hartfordauto.thehartford.com
(Non-AARP)

Homesite Insurance Co. 1-800-466-3748 Direct
www.homesite.com
IDS Property Casualty Insurance Co. 1-800-842-3344 Direct
www.ameriprise.com

Liberty Mutual Group

  • Liberty Mutual Fire Insurance Company (not writing new business)
  • Liberty Mutual Mid-Atlantic Insurance Co.
  • LM Insurance Corporation
1-800-837-5254
1-800-225-2467
(Claims)
Agent
www.libertymutual.com
Mercer Insurance Company of NJ, Inc. 609-737-0426 Agent
www.mercerins.com

Merchants Group

  • Merchants Mutual Insurance Co.
  • Merchants Preferred Insurance Co.
716-849-3333 Agent
www.merchantsgroup.com
Mercury Indemnity Company of America 1-800-987-2032 Agent
www.mercuryinsurance.com

Metropolitan Group

  • Metropolitan Group P&C Insurance Co.
  • Metropolitan P&C Insurance Co.
1-800-442-5986 Direct (Metropolitan Group)
Agent (Metropolitan P&C)
www.metlife.com
Narragansett Bay Insurance Company 1-800-343-3375 Agent
www.nbic.com

New Jersey Manufacturers Group

  • NJ Manufacturers Insurance Company
    (membership company for certain affinity groups)
  • NJ Re-Insurance Company (membership company for certain affinity groups; not writing new business)
609-883-1300 Direct
www.njm.com
New Jersey Skylands Insurance Association

1-866-279-7688

1-877-365-8693
(Claims)

Agent
www.njsi.com

Occidental Fire & Casualty Company of North Carolina

1-800-481-0661

Agent
www.occidentalins.com

Pacific Specialty Insurance Company

1-800-303-5000

Agent
www.pacificspecialty.com

Philadelphia Contributionship Group

  • Germantown Insurance Co.
  • Philadelphia Contributionship Insurance
215-627-1752 Agent
www.contributionship.com

Plymouth Rock

  • High Point Preferred Insurance Company (not writing new business)
  • Palisades Property and Casualty Insurance Co.

1-866-INSURANCE

1-877-725-6423

Agent
www.plymouthrocknj.com
Praetorian Insurance Company  

1-800-676-5066

Agent
www.qbeusa.com/QBE_theamericas_entry.html

Preferred Mutual Insurance Co. 607-847-6161 Agent
www.pminsco.com

Privilege Underwriters Reciprocal Exchange (PURE)

1-888-813-7873

Agent
www.purehnw.com
Providence Mutual Fire Insurance Co. 401-827-1800 Agent
www.providencemutual.com
Public Service Mutual Insurance Co. 1-800-223-5213 Agent
www.psmins.com
QBE Insurance Company 1-800-660-4539 Agent
www.qbeusa.com/QBE_theamericas_entry.html

Safeco

  • American Fire and Casualty Co. (not writing new business)
  • Ohio Casualty Insurance Co. (not writing new business)
  • West American Insurance Co. (not writing new business)
  • Excelsior Insurance Co.
1-800-542-5385 Agent
www.safeco.com

Selective Insurance Company of America

  • Selective Insurance Co. of America (not writing new business)
  • Selective Way Insurance Co. (not writing new business)
  • Selective Auto Insurance Company of New Jersey
973-948-3000
1-800-777-9656
Agent
www.selective.com
State Farm Fire & Casualty Company 973-739-5000 Agent
www.statefarm.com

Tower Group Companies

  • Castlepoint Insurance Company
  • Tower Insurance Company of New York
  • Tower National Insurance Company

1-866-422-1366

1-888-856-5522
(Claims)
Agent
www.twrgrp.com

Travelers Group

  • Fidelity & Guaranty Insurance Underwriters, Inc.
1-800-692-6837 Agent
www.travelers.com

USAA Group
(membership group for military personnel)

  • USAA Casualty Insurance Company
  • United Services Auto Association
1-800-531-8722 Direct
www.usaa.com

Utica First Insurance Company

1-800-456-4556 Agent
www.uticafirst.com

Utica Mutual Group

  • Graphic Arts Mutual Insurance Co. (not writing new business)
  • Utica Mutual Insurance Co.
315-734-2000 Agent
www.uticamutual.com
Universal North America Insurance Company 1-800-905-7550 Agent
www.uihna.com

Zurich Financial Services

  • Empire Fire and Marine Insurance Co.
1-800-660-4539 Agent
 
Insurers that Write Tenant Policies in New Jersey

This list includes insurance companies that only write Tenant/Renters policies.

Insurer Telephone Number Direct Writer or Contact Agent
and Web site

American Modern Insurance Group

  • American Family Home Insurance Company
  • American Modern Home Insurance Company
1-800-543-2644 Agent
www.amig.com

Kemper Direct Group

  • Merastar Insurance Company
1-877-481-8836 Direct
www.kemperdirect.com

Markel American Insurance Company

1-800-236-2862 Agent
www.markelamerican.com

Meritplan Insurance Company (not writing new business)

1-800-542-5025 Agent
https://rentersinsurance.bankofamerica.com

 

Insurers that Write Mobile Homeowners Policies in New Jersey

This list includes insurance companies that write Mobile Homeowners policies.

Insurer Telephone Number Direct Writer or Contact Agent
and Web site

Aegis Security Insurance Company

1-800-233-2160 Agent
www.aegisfirst.net
Allstate New Jersey Insurance Company
(renewal business only)
908-252-5000 Agent
www.allstate.com
American Bankers Insurance Co. of Florida

1-800-535-1333

Agent
www.assurant.com

American Modern Insurance Group

  • American Family Home Insurance Company
  • American Modern Home Insurance Company
1-800-543-2644 Agent
www.amig.com

Foremost Insurance Group

  • Foremost Insurance Company Grand Rapids
  • Foremost Property & Casualty Insurance Company
1-800-237-2060


1-800-752-2461
Direct and Agent
www.foremost.com


Direct and Agent
www.aarpforemost.com
State Farm Fire & Casualty Company 973-739-5000 Agent
www.statefarm.com


Direct Writer: The industry term for a company that uses its own sales employees to write its policies.

To find an agent in your area,
check your telephone book or call the insurance company and ask for agents near you.

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New Jersey Department of Banking and Insurance