Display your Monthly Basic & Essential (B&E) Health Premium Version 2.02
B&E Plans are limited benefit plans that provide coverage for inpatient care and some outpatient services. For more information about B&E plans, see the IHC Buyer’s Guide. Please note: Not all Carriers offer all plans or plan options. If a Carrier does not offer a plan or plan option, the Monthly Health Insurance Premium calculator will not display a dollar amount.



Next, choose how many people you want to cover:






If covering a child under 19 years old, consider NJ FamilyCare or NJ FamilyCare Advantage.  Also note, an adult child may stay on a parent’s policy until age 26, and may be eligible to remain on a parent’s group coverage until age 31 in New Jersey.  For more information, see the Department of Banking and Insurance’s website or talk to your employer.

Carriers may consider age, but may use only the age categories specified in the drop-down list.

Carriers are permitted to offer riders that enhance the benefits of the B&E Plan; some carriers do, and some don’t. If the carrier you selected does not, the calculator will not display a premium. For more detail about how a carrier’s rider enhances the B&E Plan, contact the carrier.



Not every carrier rates by territory, but you must choose a location to continue to the rate display. If there is a mismatch between the first three digits of your zip code and your county, choose by zip code.

 

  NJ Individual Health Coverage Program Carriers
Contact the carriers directly for more information


Carrier Name  Web Address Mailing Address Phone Number
Aetna Life Ins. Co. www.aetna.com 3 Independence Way
Princeton NJ 08540 
1-800-234-8454
Aetna Health Inc. www.aetna.com 3 Independence Way
Princeton NJ 08540 
1-800-234-8454
AmeriHealth HMO Inc. www.amerihealth.com 8000 Midlantic Drive
Mount Laurel NJ 08054 
1-866-681-7368
Celtic Life Ins. Co.   233 So Wacker Drive
Chicago IL 60606 
1-800-545-6441
CIGNA HealthCare of NJ Inc. www.cigna.com 900 Cottage Grove Road
Hartford CT 06152 
1-800-244-6224
Horizon Blue Cross
Blue Shield of NJ
www.horizonblue.com Three Penn Plaza East - PP09T
Newark NJ 07105-2200 
1-800-224-1234
Horizon Healthcare of NJ www.horizonblue.com Three Penn Plaza East - PP09T
Newark NJ 07105-2200 
1-800-224-1234
Oxford Health Ins. Co. www.oxhp.com PO Box 7081
Bridgeport CT 06601-7081 
1-800-216-0778
Oxford Health Plans of NJ Inc. www.oxhp.com PO Box 7081
Bridgeport CT 06601-7081 
1-800-216-0778 Opt 3