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Individual Health Coverage Program (IHC)

The Individual Health Coverage (IHC) Program was created to ensure that people without access to employer or government sponsored health care programs could purchase health coverage for themselves and their families from a variety of private carriers.

Individuals, regardless of their age or health status, are guaranteed renewable health coverage under standard individual health benefits plans designed by the Individual Health Coverage Program Board.

For more information, such as How to Get Coverage, Eligibility and Frequently Asked Questions, see the IHC Buyer's Guide

Individual standard health benefits plans are available as coverage for a Single Person, Two Adults, a Family, or an Adult and Child(ren).

Individual standard health benefits plans may be purchased from a variety of carriers. Currently, all of the plans are offered as managed care plans, which are network-based plans offered by a Health Maintenance Organization (HMO) or by another carrier using a Preferred Provider Organization (PPO) or an Exclusive Provider Organization (EPO). 

Latest News
  Department Files for Rehabilitation of Health Republic Insurance of New Jersey
  • Proposal to amend various IHC Program regulations and the standard plans to comply with Federal law and to include Board-initiated amendments - More Information
  • Bulletin 15-04: Amendment to Minimum Standards for Health Benefit Plans to Facilitate "Bronze" Plan Designs Consistent with Federal Requirements
Shopping for Health Insurance About the IHC Program
IHC Program Data
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