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State of New Jersey

Home > Anti-Predatory Lending Assistance
  Anti-Predatory Lending Assistance  

  "Predatory lending" has become shorthand for describing a variety of lending practices that may be disadvantageous to borrowers. It can mean any type of abusive lending practice where the lender benefits through unworthiness, deceit, misrepresentation, bad faith, or dishonesty.  
Beware of Mortgage Modification Scams
If you think you may have been a victim of predatory lending:
  • File a complaint with the New Jersey Department of Banking and Insurance (NJDOBI) by calling 1-800-446-7467
  • Contact Legal Services of New Jersey (LSNJ) at 1-888-576-5529.  LSNJ provides free legal help to low-income homeowners who are victims of predatory mortgage lending.  You can also visit their Anti-Predatory Lending project website

OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
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NJ Department of Banking and Insurance
NJ Department of Community Affairs
NJ Housing and Mortgage Finance Agency