skip to main contentskip to main navigation
 
State of New Jersey Deapartment of Human Services title graphic  
 
Division of Aging Services
Aging & Disability Resource Connection
New Jersey Helps
Jobs 4 Jersey
NJ 211 Community Resource Website
NJ Family Care
NJ Department of Human Services Facebook page

Low-income beneficiaries can save close to $5,000 a year. 

Save more than $1,000 annually with a Medicare Savings Program (MSP)
Most seniors and individuals with disabilities on Medicare pay $104.90 each month directly out of their Social Security check for their Part B premium.

If your annual income in 2014 is less than $15,755 (if single) and $21,236 (if married), and your assets, not including your home and car, total less than $7,160 for a single person or $10,750 for a couple, you can get the State of New Jersey to pay your Part B premium and save at least $1,000 each year on healthcare expenses. Lower income individuals may save even more.

 
 
Save an average of $3,900 with a Low Income Subsidy (LIS)
The average monthly premium for a Medicare Part D prescription drug plan is $32.42. In addition, each time a senior and individual with disabilities on Medicare goes to the pharmacy, they must pay their co-pay and, in the donut hole, about half the cost of their medication.

If your annual income in 2014 is less than $17,505 for a single person or $23,595 for a couple, and your assets, not including your home and car, total less than $13,440 for a single person or $26,860 for a couple, you can get the State of New Jersey to pay your Part D premium, lower your co-pay amount and pay only that reduced co-pay amount throughout the year (i.e., you have no donut hole). People on LIS also pay no late enrollment penalty. The average person on LIS saves $3,900 each year in prescription costs.

To learn more about and apply for these programs contact your County State Health Insurance Assistance Program (SHIP). You can also complete a Low Income Subsidy application on-line at http://www.ssa.gov/prescriptionhelp/, or you can complete a state-issued Universal Application that screens and enrolls eligible individuals in up to 10 different assistance programs including a Low Income Subsidy or Medicare Savings Program.

In addition, ten agencies have received grant funding to promote and help individuals in their county enroll in these programs.  Contact one of these agencies if you live in their county:

County Agency Phone
Atlantic Atlantic County Division of Intergenerational Services  609-625-7000, ext. 4315
Bergen Bergen County Division of Senior Services  201-336-7413
Burlington Burlington County Retired & Senior Volunteer Program (RSVP)  609-894-9311, ext. 1051
Gloucester Senior Corp. of Gloucester County  856-468-1742
Hudson Hudson County Office on Disability Services  201-369-5280, press 1, then ext. 4241 or 4258
Mercer Family Guidance Center Corp. 609-924-2098, ext. 16
Monmouth Family and Children's Service  732-728-1331
Morris Skylands RSVP Volunteer Resource Center, NORWESCAP  973-784-4900, ext. 208
Salem Salem County Office on Aging  856-339-8622
Sussex Sussex County Division of Senior Services  973-579-0555, ext. 1223

 
 
 
OPRA - Open Public Records Act NJ Home Logo
Department: DHS Home  |  DHS Services A to Z  |  Consumers & Clients - Individuals and Families  |  Important Resources  |  Divisions & Offices  |  Commissioner & Key Staff  |  Disaster & Emergency Help & Information  |  Press Releases, Public and Legislative Affairs, & Publications  |  Providers & Stakeholders: Contracts, Legal Notices, Licensing, MedComms  |  Get Involved with DHS!
Statewide: NJHome  |  Services A to Z  |  Departments/Agencies  |  FAQs
 
Copyright © State of New Jersey, 1996 - 2013