AARP.
A national organization of senior citizens. www.aarp.org

Arbitration.
The New Jersey Bureau of Securities does not operate arbitration facilities. Arbitration facilities are provided by the NASD (see below), the New York Stock Exchange (see below), and by certain other regulators.

Banks (State Chartered, Members of Federal Reserve)
These are regulated by the Federal Reserve Board. www.federalreserve.gov

Banks (State Chartered, Not Members of Federal Reserve)
These are regulated by the Federal Deposit Insurance Corporation. www.fdic.gov

Banks (Federally Chartered)
These are regulated by the Comptroller of the Currency. www.occ.treas.gov

Banks (New Jersey Chartered)
These are regulated by the New Jersey Department of Banking and Insurance. www.state.nj.us/dobi/consumer.htm

Better Business Bureau
A consumer protection and education organization. www.bbb.org

Bureau of the Public Debt
The Federal agency responsible for the obligations of the United States Government. www.publicdebt.treas.gov
This agency provides a web page with information about "frauds, phonies and scams" at www.treasurydirect.gov/instit/statreg/fraud/fraud.htm

Certified Financial Planners.
The Certified Financial Planner designation is a non-governmental designation, under the control of the CFP Board of Standards in Denver, Colorado. www.cfp.net

Commodity Futures.
Commodity futures are primarily regulated by the Commodity Futures Trading Commission (see below) and the National Futures Association (see below). They are not regulated by the New Jersey Bureau of Securities.

Commodity Futures Trading Commission.
The Federal regulator of commodity futures and financial futures. www.cftc.gov

Comptroller of the Currency
The primary regulator of Federally chartered banks. www.occ.treas.gov

Consumer Fraud
The New Jersey Office of Consumer Protection is the state's consumer protection agency. www.state.nj.us/lps/ca/ocp/

Corporate Formation, Corporate Dissolution, Etc.
The New Jersey Division of Revenue processes corporate formations, corporate dissolutions, etc. www.state.nj.us/treasury/revenue/busform1.htm

Employee Benefits Security Administration.
The agency of the United States Department of Labor which regulates pensions, IRA plans, Keogh plans, Rule 401(k) plans, etc. www.dol.gov/ebsa

Federal Reserve Board.
The primary regulator of state-chartered banks belonging to the Federal Reserve System; the regulator of bank holding companies and financial holding companies; the regulator of securities margin requirements. www.federalreserve.gov

Federal Deposit Insurance Corporation.
The primary regulator of state chartered banks not belonging to the Federal Reserve System; the principal provider of bank deposit insurance. www.fdic.gov

Federal Trade Commission
The Federal consumer protection agency. www.ftc.gov

Financial Futures.
Financial futures are primarily regulated by the Commodity Futures Trading Commission (see above) and the National Futures Association (see below). They are not regulated by the New Jersey Bureau of Securities.

FINRA
The self-regulatory organization of the securities industry. www.finra.org

Franchises.
The New Jersey Franchise Practices Act, N.J.S.A. 56:10-1 et seq., governs franchise practices in New Jersey. No state agency enforces that Act; instead, it is enforced by civil litigation between the parties.

Insurance
Insurance products (including annuities) are regulated by the New Jersey Department of Banking and Insurance. www.state.nj.us/dobi/consumer.htm

Internet Crime Complaint Center
A partnership of the Federal Bureau of Investigation and the National White Collar Crime Center, by which the general public can report Internet fraud to law enforcement. www.ic3.gov

Investing Online Resource Center
Advice for the online investor from the North American Securities Administrators Association. www.investingonline.org

Investment Company Institute
The industry organization of the mutual funds industry. www.ici.org

Investor Protection Trust
An independent source of information about investor protection topics. www.investorprotection.org

Municipal Securities Rulemaking Board
The rulemaking body of the municipal securities market. www.msrb.org

Nasdaq.
The nation's leading over-the-counter securities market. www.nasdaq.com

National Fraud Information Center
Information about Internet and telemarketing fraud from the National Consumers League. www.fraud.org

National Futures Association
The self-regulatory organization of the futures industry. www.nfa.futures.org

National White Collar Crime Center
A nationwide support center for agencies which investigate corporate and white collar crime. www.nw3c.org

New York Stock Exchange
The nation's leading securities exchange. www.nyse.com

North American Securities Administrators Association
The organization of state and provincial securities regulators in North America. www.nasaa.org The NASAA web page includes links to the names and addresses of the U.S. state and territorial (including D.C. and Puerto Rico) and Canadian provincial and territorial securities regulators, and Mexico. Jurisdiction over individuals or firms offering or selling securities is determined by whether the securities activity emanated in, to, or from a particular state, province, or territory. The NASAA web page with information for senior citizens is www.nasaa.org/Investor_Education/Senior_Investor_Resource_Center/

Old Stock Certificates
As an accommodation to investors, the New Jersey Bureau of Securities will search available directories for information about the corporate status of old stock certificates. For definitive information about such certificates, consult the appropriate agency of the state where the incorporation took place. For New Jersey corporations, that agency is the Division of Revenue, www.state.nj.us/treasury/revenue/certcomm.htm

Paying Agents
For information about the current paying agents of the public debt of New Jersey and its agencies and instrumentalities, call the New Jersey Department of the Treasury, (609) 633-9082.

Pensions, IRA Plans, Keogh Plans, Rule 401(k) Plans, Etc
These are under the jurisdiction of the Employee Benefits Security Administration of the United States Department of Labor. www.dol.gov/ebsa (If a problem pertains to the conduct of a New Jersey-registered broker-dealer or investment adviser, the New Jersey Bureau of Securities would also have jurisdiction.)

Public Company Accounting Oversight Board
The regulator of accounting firms which audit the financial statements of publicly traded companies. www.pcaobus.com

Public Investors Arbitration Bar Association
An association of lawyers who represent investors in securities arbitration proceedings. www.piaba.org

Real Estate and Realtors
The New Jersey Real Estate Commission regulates the real estate industry in New Jersey. www.state.nj.us/dobi/consumer.htm

Securities Industry and Financial Markets Association
The industry organization of the securities industry. www.sifma.org

Security Investor Protection Corporation
The quasi-public liquidator of certain insolvent brokerage firms. www.sipc.org

Transfer Agents
The Securities and Exchange Commission is the exclusive regulator of transfer agents in the United States. However, as an accommodation to investors, the New Jersey Bureau of Securities responds to investor inquiries regarding transfer agents.

Unclaimed Property
For information about dormant bank accounts and other property escheated to the state, and how to recover such property, contact the New Jersey Division of Taxation. www.unclaimedproperty.nj.gov

United States Savings Bonds - www.savingsbonds.gov

United States Securities and Exchange Commission
The Federal securities regulator in the United States. www.sec.gov

United States Treasury Bills, Notes, and Bonds
www.treasurydirect.gov