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Restitution Fund Application

      * Indicates Required Field
Contact Information

* Last Name: , * First Name:

* Street Address:
* City: ,* State: * ZIP Code:
* Daytime Telephone Number:
* E-Mail Address:

  1. Did you lose your home in a foreclosure sale or a short-sale between January 2, 2005 and October 4, 2010?
    Yes No        

  2. At the time of your foreclosure or short sale, did you have a qualifying **Pick-a-Payment mortgage loan, as defined below;
    Yes No        

  3. If you went through a foreclosure sale or a short sale since January 2009, did you have a Pick-a-Payment Option Arm Mortgage loan held by Wells Fargo at that time?
    Yes  No

  4. Was your mortgage secured on a 1 to 4 unit residential property located in New Jersey?
    Yes No        

  5. Was the home your primary residence?
    Yes No        

    6. Thank you for submitting your application for settlement funds. You will receive a response within 14 days.

       




** Definition of Qualifying “Pick-a-Payment” Mortgage

This is a mortgage loan originated or acquired by Golden West Financial Corporation or Wachovia Corporation or one of their affiliates such as:

  • World Savings Bank, FSB
  • World Savings and Loan Association
  • Wachovia Corporation
  • AmNet Mortgage, LLC
  • American Mortgage Network, LLC
  • Wachovia Mortgage, FSB
  • Wachovia Bank, FSB
  • Wachovia Bank, N.A.

Wells Fargo did not originate these loans, but purchased the portfolio of these Pick-a-Payment mortgages from Wachovia in December 2008.

The Pick-a-Payment mortgage loan allowed the borrower to select and make a minimum payment for a limited time and subject to certain conditions. In particular, for each monthly payment, the borrower could choose from four options:

  1. make a fully amortized interest and principal payment such that the loan would be satisfied in the traditional 30-year term;
  2. make a 15-year fully amortized payment;
  3. make an “interest only” payment, or
  4. make a lesser “minimum payment” that would not cover the interest owed

   
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