NJ Department of Military and Veterans Affairs
  Human Resources Office
Employee Relations » Health Care

Health Care

5-Year Rule

To take your federal health insurance into retirement, when you will really need it, you need to heed the five-year rule.  It says that to qualify for FEHB in retirement (with some rare exceptions) you must have been enrolled in anyone of the FEHB plans for the five years immediately prior to retirement.  That’s the last five years you worked.

Federal Employees Dental and Vision Insurance Program (FEDVIP)

FEDVIP provides comprehensive dental and vision insurance.  New employees have 60 days to enroll; otherwise you must wait for open season.  For more information go to www.BENEFEDS.com

Flexible Spending Account Program (FSAFEDS)

A Flexible Spending Account (FSA) is a tax-favored program offered that allows full-time technicians to pay for eligible out-of-pocket health care and dependent care expenses with pre-tax dollars.  New employees have 60 days to enroll upon hire date.  There is an open season every mid-November to mid-December to enroll.  You must re-enroll every year.  For more information go to www.fsafeds.com

Affordable Health Care Act