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Surcharge Payment Incentive Program

Surcharge Payment Incentive Program is closed as of July 30, 2010.

  • Satisfy judgments for non-payment
  • Restore installment account holders suspended for non-payment
  • Pay off accounts with interest-only balances 
How to get a surcharge payment incentive

Most eligible drivers will receive a notification letter confirming the opportunity to take advantage of a payment incentive. Contact the collection firm listed on your notice:  
Name Phone Hours (EDT)
LDC Collection Systems
(609) 557-5970
8 a.m.-8 p.m.; M-F
GC Services
(866) 318-4222
Noon-9 p.m.; Mon & Thu
9 a.m.-6 p.m.; Tue,Wed,Fri
Goldman & Warshaw
(973) 433-2199
8 a.m.-5 p.m.; M-F
Marvel & Maloney
(732) 918-7600
8:30 a.m.-5 p.m.; M-F
Weinstock & O'Malley
(908) 735-4117
8:30 a.m.-5 p.m.; M-F

NOTE: By law, drivers with outstanding surcharges related to Driving Under the Influence (DUI) convictions are not eligible for the incentive program.

If you feel you’re eligible for an incentive but did not receive a letter, please contact the collection firm handling your account. If you do not have that information, contact MVC by calling (609) 292-7500 from 8:30a.m. - 4:15 p.m., Monday through Friday. Listen closely to surcharge menu options. Customer service representatives cannot discuss or arrange a specific payment incentive. You will be given contact information of the collection firm that will assist you.


FAQs- Frequently Asked Questions- download entire set of FAQs/examples [pdf]
Last updated: June 9, 2010

Why is MVC offering payment incentives?
In January, the New Jersey Legislature introduced and passed a law (N.J.S.A. 39:2A-42) to help drivers pay off surcharge debt and get back on the road. MVC is implementing a payment incentive program to support the law.

How long will I be able to take advantage of this program?
The program begins on June 15, 2010 and ends on July 30, 2010. You need to contact the collection firm holding your account and make full payment, if requesting interest write-off, by July 30, 2010.

Is there a penalty if I don’t pay off my balance during the incentive period?
No. Drivers who do not take advantage of the incentives will not be penalized.

I received the Surcharge Payment Incentive letter and I have an account statement, should I send a check for the whole balance?
No, do not send a check. First call the collection firm. The firm will review your account and advise you regarding the best incentive option. The firm will also tell you the correct payment amount and how to make the payment.

Who is eligible for surcharge incentives?
Drivers with a judgment for non-payment of surcharges due to point accumulation (6 or more points) or regulatory violations, including driving while suspended, unlicensed driver and uninsured vehicle are eligible for this program.

What is a judgment?
Based on New Jersey Statue (N.J.S.A 17:29A-35) failure to pay your surcharge debt results in an indefinite suspension of your New Jersey driving privilege. In addition, this allows the Motor Vehicle Commission to proceed with judgment action. A Certificate of Debt is filed with the Superior Court in Mercer County. When the judgment is filed, the assessment of statutory cost of collection and interest are included in each judgment issued.

Who is not eligible?
Drivers with an active Driving Under the Influence (DUI) surcharge judgment or refusal to take breathalyzer test. Drivers making surcharge payments on a non-judgment account are also not eligible.