To obtain a New Jersey title for a vehicle whose owner has defaulted on a security agreement, complete the steps described here.
Download repossession instructions for forms and detailed information.
To seize a vehicle
NJ Motor Vehicle Commission
Special Title/Repossession Unit
225 E. State Street
P.O. Box 017
Trenton, NJ 08666-0017
- Notify the owner/debtor, by mail, of the sale of the vehicle. This Notice of Sale must give owner/debtor a reasonable length of time to redeem.
To sell a seized vehicle
- After a reasonable length of time – approximately 10 to 14 days – past notification, submit the following:
- Original title; apply for a duplicate title if NJ title is lost
- Application to Title Repossessed Vehicle (form OS/SS-57)
- Copy of security agreement/lien contract
- Copy of Notice of Sale that was sent to owner/debtor
- Power of Attorney for individual signing application
- $60 title fee; $85 for financed vehicles. If the title is lost, an additional $60 duplicate fee is required.
- Mail all documents to:
NJ Motor Vehicle Commission
Special Title/Repossession Unit
225 E. State Street
PO Box 017
Trenton, NJ 08666-0017
For further information, call (609) 292-6500 ext. 5070.
NOTE: Effective August 1, 2014, all courts that submit requests using the NJMVC form SS-55 (Notice of Seizure) must submit the form electronically to the MVC Title Record Unit at: MVCTITLERECORDS@MVC.NJ.GOV.
