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Pensions and Benefits

State Health Benefits Program

PERCENTAGE OF PREMIUM CALCULATOR
FOR PLAN YEAR 2012
Health Benefit Contribution Requirement under Chapter 78, P.L. 2011

Phase 1 Calculator for Local Government Employees

Go to other Contribution Calculators for Local Government Employees

Printable Worksheet Adobe PDF (120K)

Use this calculator to estimate your Health Benefit Contribution during Year 1 of the 4-Year Phase-in
(January 2012 through June 2012 or as otherwise determined by contract).

All calculations use the SHBP plan rates effective January - December 2012.

NOTE: Health benefit contribution percentages increase as of July 2012.
Employees paying phased-in contribution amounts should compare calculations for each phase-in level as appropriate to their current contracted agreements.

Internet Explorer or Firefox browsers are recommended.
Safari or Chrome users may receive error messages.

STEP ONE — ENTER YOUR ANNUAL SALARY


Annual Salary:   $ .00

Enter your annual salary to the nearest dollar.
Use numbers only - No commas. Do not include overtime, bonuses, etc.
STEP TWO — SELECT YOUR MEDICAL PLAN AND LEVEL OF COVERAGE
NJ DIRECT15 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
NJ DIRECT10 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
Aetna HMO Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
Cigna HealthCare HMO Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
 
NJ DIRECT1525 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
Aetna 1525 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
Cigna 1525 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
 
NJ DIRECT2030 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
Aetna 2030 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
Cigna 2030 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
 
NJ DIRECT HD4000 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
Aetna HD4000 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
Cigna HD4000 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
 
NJ DIRECT HD1500 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
Aetna HD1500 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
Cigna HD1500 Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
STEP THREE — SELECT YOUR EMPLOYER'S PRESCRIPTION PLAN DESIGN
SHBP Employee Prescription Drug Plan — Select Level of Coverage.
Select Level of Coverage
Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Separate Non-SHBP Prescription Drug Plan — Select Level of Coverage and enter Monthly Premium.
Select Level of Coverage
Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

$ .00 Enter monthly drug plan premium amount to the nearest dollar.
Numbers only - No commas.
High Deductible (HD) Health Plan — SHBP Prescription Drug Coverage is included in High Deductible Health Plan costs
Prescription Drug coverage included with your SHBP Medical Plan — Plans other than High Deductible Health Plans.
No Prescription Plan — Check here if not covered by a Prescription Drug Plan
*Partner means a Civil Union Partner or an eligible same-sex Domestic Partner as defined under Chapter 246, P.L. 2003, the Domestic Partnership Act.
STEP FOUR — CALCULATE YOUR CONTRUBUTION


To see your Health Benefit Contribution, click the "Calculate Contributon" button

Note: this calculator is for informational purposes only. All calculations are estimates
and may differ from the actual amounts deducted from payroll.

Return to Percentage Calculator Home Page

Last update: October 25, 2011
 
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