Percentage of Premium Calculator for Plan Year 2018

State Monthly Employees

Required Health Benefit Contribution Calculator for State Monthly Employees not paid through Centralized Payroll. Use this calculator to find your estimated Health Benefit Contribution. All calculations use the SHBP plan rates effective January - December 2018

Step One: Enter Your Annual Salary


Enter your annual salary to the nearest dollar. Use numbers only - No commas. Do not include overtime, bonuses, etc.


Step Two: Select your payroll schedule

Monthly (12 paychecks)
Bi-monthly (24 paychecks)
Bi-weekly (26 paychecks)

Step Three: Select your medical plan and level of coverage


PPO Plans


HMO / Tiered Plans


Aetna Freedom 15

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT15

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Freedom1525

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT1525

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Freedom2030

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT2030

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Freedom2035

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT2035

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna HMO

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Horizon HMO

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Liberty Plan

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

OMNIA Health Plan

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

High Deductible Health Plans


Aetna Value HD1500

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT HD1500

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Value HD4000

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT HD4000

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Step Four: Select your prescription plan level of coverage


Employee Prescription Drug Plan administered by OptumRx

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

*Partner means a Civil Union Partner or an eligible same-sex Domestic Partner as defined under Chapter 246, P.L. 2003, the Domestic Partnership Act.

No Prescription Plan

Check if not covered by the Employee Prescription Drug Plan

Step Five: Calculate Your Contribution


Click the "Calculate Contribution" button to see your Health Benefit Contributions

Note: this calculator is for informational purposes only. All calculations are estimates and may differ from the actual amounts deducted from payroll.


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Last Updated: Wednesday, 05/23/18