Plans available through the State Health Benefits Program and School Employees' Health Benefits Program:
PPO Plans: Aetna Freedom10, NJ DIRECT10, Aetna Freedom15, NJ DIRECT15, Aetna Freedom1525, NJ DIRECT1525, Aetna Freedom2030, NJ DIRECT2030.
HMO Plans: Aetna HMO, Horizon HMO, Aetna HMO1525, Horizon HMO1525, Aetna HMO2030, Horizon HMO2030.
High Deductible Health Plans (HDHP): Aetna Value HD1500, NJ DIRECT HD1500,
Aetna Value HD4000, NJ DIRECT HD4000.
Note: Horizon HMO service area is limited to New Jersey and bordering counties of Delaware, Pennsylvania, and New York; Aetna Freedom10 and NJ DIRECT10 are not available to State Employees; NJ DIRECT HD4000 and Aetna Value HD4000 are not available to Local Education Employees; Medicare eligible retirees cannot enroll in Aetna Freedom1525, Aetna Freedom2030, Aetna HMO 2030, or any of the High Deductible Health Plans (HDHP).
For more information about any participating plan,
click on a link or call the plan's
member services number
to speak with a plan representative.
NJ DIRECT and Horizon Plans (Horizon BCBSNJ Web site)
Aetna Plans (Aetna Web site)
Medical Plan Cost Comparison Charts and Summaries of Benefits and Coverage
The plan information contained on the linked sites is provided by each individual health plan. Not all benefits listed may apply to SHBP or SEHBP members. If there are discrepancies between the information presented on the plan Web pages and the law, regulations, or contracts of the SHBP or SEHBP, the latter will govern. Certain benefits or prescription drugs may require precertification prior to receiving services or purchase. Please contact the health plan for details.
If you have questions or concerns about the information presented, please write to the Health Benefits Bureau, Division of Pensions and Benefits,
PO Box 299, Trenton, NJ 08625-0299.
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