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ACCESS TO QUALITY CARE

MAKING WELLNESS A PART OF YOUR LIFE

INFORMATION WHEN, WHERE, AND HOW YOU WANT IT

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To learn more, call: 1-800-760-4566 or
Visit our Web site at: www.oxfordhealth.com

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1As of 12/31/01. This data represents ail participating providers in Oxford's Freedom Network except ancillary providers. Dental and alternative medicine providers are included (65 of the total without chiropractors who are considered specialists). Providers who are multiply boarded are counted multiple times.

2Provider type varies by region.

3Offers are valid through June 30, 2005. These discounts are offered in addition to, and separate from, your benefit coverage through Oxford. These arrangements have been made for the benefit of Members, and do not represent an endorsement or guarantee on the part of Oxford. Discounts may change from time to time without notice an dare applicable to the items referenced only. Oxford cannot assume any responsibility for the products or services provided by vendors or the failure of vendors referenced to make available discounts negotiated with Oxford; however, any failure to receive discounts should be report to Oxford Customer Service by calling the number on your Member ID card.

4Oxford Members and their spouses must be covered Oxford members for the entire six-month period to receive reimbursement.