STATE OF NEW JERSEY — DEPARTMENT OF THE TREASURY
DIVISION OF PENSIONS AND BENEFITS

RETIREMENT MADE EASY

FORMS, PUBLICATIONS, AND USEFUL LINKS

This page contains links to the forms, publications, and Web sites for use when planning your retirement.

RETIREMENT PLANNING
	Online Guides To Retirement — for PERS or TPAF Members — for PFRS Members NEW! Looking for information on Retirement? Save time, travel, and find out everything you need to know about retirement with our new guide — featuring online videos!
	Can I afford to Retire Worksheet Adobe PDF (73K)
	PERS and TPAF Retirement Planning Booklet Adobe PDF (205K)
MEMBER BENEFITS ONLINE SYSTEM (MBOS)
Get an Estimate and Apply for Retirement using the Member Benefits Online System (MBOS)
	How to use MBOS to get an Estimate of Retirement Benefits Find out How!
	MBOS provides the most accurate estimates and the fastest processing of your retirement application.
	Registered MBOS Users Log On Here!
	New to MBOS? Register Here!
	Retirement Estimate and Calculator alternatives
	Apply for retirement online using MBOS (MBOS registration required)
	Paper retirement applications are no longer accepted! All retirement applications for members of the PERS, TPAF, PFRS, or SPRS must be submitted online using the Member Benefits Online System (MBOS). Find out How to use MBOS to Apply for Retirement!
	Registered Users Log on to MBOS !
	New to MBOS? Register for MBOS and apply for retirement!
	MBOS provides the most accurate estimates and the fastest processing of your retirement application.
	How to use MBOS to Apply for Retirement Find out How!
	Additional Retirement Application Links
RETIREMENT FACT SHEETS
	Fact Sheet #4, Applying for Retirement (PERS & TPAF) Adobe PDF (49K)
	Fact Sheet #5, Pension Options (PERS & TPAF) Adobe PDF (58K)
	Fact Sheet #6, Your Retirement Checklist Adobe PDF (45K)
	Fact Sheet #13, Conversion of Group Life Insurance Adobe PDF (41K)
	— and Conversion Cost Estimate Calculator
	Fact Sheet #14, Deferred Retirement (PERS, TPAF & PFRS) Adobe PDF (43K)
	Fact Sheet #15, Disability Retirement Benefits (PERS & TPAF) Adobe PDF (45K)
	Fact Sheet #16, Disability Retirement Benefits (PFRS) Adobe PDF (47K)
	Fact Sheet #17, Veteran Status (PERS, TPAF & PFRS) Adobe PDF (19K)
	Fact Sheet #18, Cost-of-Living Adjustments Adobe PDF (24K)
	Fact Sheet #19, Applying for Retirement (PFRS) Adobe PDF (53K)
	Fact Sheet #39, Disability Retirement Benefits (SPRS) Adobe PDF (38K)
	Fact Sheet #41, Applying for Retirement (SPRS) Adobe PDF (40K)
	Fact Sheet #54, Calculating Your Own Retirement Adobe PDF (47K)
	Fact Sheet #64, About Your Retirement Check Adobe PDF (52K)
	Fact Sheet #68, Designating a Beneficiary Adobe PDF (32K)
	See All Fact Sheets from the Division of Pensions and Benefits

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MORE RETIREMENT RESOURCES
	Division of Pensions and Benefits Internet Home Page
	— Pensions and Benefits Retiree Home Page
	Retirement Estimate Calculator alternatives
RETIREMENT BENEFITS AND TAXES
	Fact Sheet #12, Taxation of Retirement Benefits Adobe PDF (45K)
	Pensions and Benefits Retiree Tax Information Page
	Internal Revenue Service (U.S. Government)
	New Jersey Division of Taxation
	Tax Information for Other States (retirementliving.com)
OTHER RETIREMENT SAVINGS PLANS
Social Security Administration
	Social Security Home Page (U.S. Government)
New Jersey State Enployees Deferred Compensation Plan (NJSEDCP)
	Fact Sheet #32, The New Jersey State Employees Deferred Compensation Plan Adobe PDF (29K)
	Deferred Compensation Plan Home Page
	Prudential's NJSEDCP Web Site
Supplemental Annuity Collective Trust Fund of New Jersey (SACT)
	Fact Sheet #35, The Supplemental Annuity Collective Trust Fund of New Jersey (SACT) Adobe PDF (29K)
	SACT Home Page
Defined Contribution Retirement Program (DCRP)
	Fact Sheet #79, DCRP for PERS, TPAF, PFRS, and SPRS Members Adobe PDF (35K)
	Fact Sheet #80, DCRP for Elected and Appointed Officials Adobe PDF (34K)
	Fact Sheet #82, DCRP if Ineligible for PERS or TPAF Adobe PDF (38K)
	DCRP Home Page

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STATE HEALTH BENEFITS PROGRAM AND SCHOOL EMPLOYEES' HEALTH BENEFITS PROGRAM RETIRED COVERAGE INFORMATION
	Fact Sheet #11, Enrolling in Health Benefits Coverage When You Retire Adobe PDF (46K)
	Fact Sheet #73, Retiree Dental Expense Plan Adobe PDF (38K)
	Fact Sheet #47, Health Benefits Retired Coverage under Chapter 330 (PFRS and PERS-LEO) Adobe PDF (29K)
	SHBP/SEHBP Medical Plan Comparisons for Retirees
	SHBP/SEHBP Home Page
	Medicare Enrollment is Required if Eligible Adobe PDF (17K)
	Fact Sheet #23, Health Benefit Programs and Medicare Parts A & B for Retirees Adobe PDF (41K)
	Medicare Home Page (U.S. Government)

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Last update: May 8, 2013