SUPPLEMENTAL SAVINGS PROGRAMS

Most members of the retirement system have the opportunity to participate in employer-sponsored supplemental retirement savings plans.

These plans come in several forms depending on where you work, but all of them have the same goal — to help you save for a financially secure retirement.

The supplemental retirement savings plans are separate from your PERS or TPAF retirement. 

If You Participate In Any Of These Plans...

...Click on the links below to learn more about what to do when you retire:

• State Employees Deferred Compensation Plan (NJSEDCP)
  
  
• Supplemental Annuity Collective Trust (SACT)
  
  
• Additional Contributions Tax-Sheltered Program (ACTS)
  
  
• Defined Contributions Retirement Program (DCRP)
  
  Links to the supplemental plans open in a new window.
  After you are done, return to this page to continue with the guide.