State of New Jersey
Department of the Treasury
Division of Pensions and Benefits
Return to Pensions and Benefits Homepage

N.J. Teachers' Pension and Annuity Fund
(TPAF)

The Teachers' Pension and Annnuity Fund is open to employees of boards of education and the State who must be certified or credentialed as a condition of employment.

Check out the most up-to-date TPAF Member Handbook.

Who's on the Board of Trustees? When do they meet?

Some frequently asked questions.

  • What will my benefits be when I retire?
  • What happens if I die?
  • What happens if I get a divorce?
  • What happens if my job is abolished or I get terminated? How long do I have to wait to get my contributions? What are the tax implications, if any?
  • Can I get another job if I retire?
  • What if I get hurt on the job or become disabled?
  • Can I convert my group life insurance when I leave?
  • Since my employer-paid life insurance is a taxable benefit, what if I choose not to be insured?
  • We were just awarded a "retro" pay raise, will this be reflected in my pension?
  • Can I buy-back the time I spent on my old job? How much is it going to cost? What about time spent on a leave of absence??
  • How long does it take to process my retirement application? What's involved?
  • Is my pension taxable?
  • Do I get any benefit for being a veteran?
  • Will my pension keep up with the cost of living?
    • What's new?

    Administration manual for TPAF employers.

    For individual account information.

    If you are considering retirement within the next two years and would like an estimate of your retirement benefit, call 609-777-1777, choose option 3 (enter "3") and follow the prompts.

    URL: http://www.state.nj.us/treasury/pensions/tpaf1a.htm
    February 26, 2001

    NJ Division of Pensions and Benefits
    PO Box 295, Trenton NJ 08625-0295
    Telephone: (609) 292-7524

    Questions or comments, e-mail Division of Pensions and Benefits