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| Life and Health Bureaus |
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Other Information |
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| Submission of Life, Health, and Annuity Forms: |
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The Life Bureau is responsible for the review and approval of life
insurance forms, annuity contracts and synthetic guaranteed investment
contract (GIC) forms issued in New Jersey to ensure that they comply with
insurance laws and regulations.
This review includes individual and group
forms, separate account contracts and credit insurance. The Bureau
regulates the rates for credit insurance and rate changes for
indeterminate premium forms where the insurer reserves the right to
change premiums. The Bureau approves separate accounts for domestic
insurers, and reviews forms necessary to implement rehabilitation plans
and the restructuring of policies to conform to the terms of such plans. |
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The Health Bureau is responsible for the review and approval of individual
and group health insurance forms, group term life forms, and pre-paid legal forms within the Department’s jurisdiction.
The Bureau reviews all disability income, long term care, Medicare supplement,
accident-only, hospital confinement indemnity, dental care and vision care health
insurance contracts, as well as pre-paid legal service contracts sold to individuals. The Bureau also reviews and approves
rates for such coverages in the individual market.
With the exception of hospital-medical contracts sold to individuals and small employers, the Bureau is responsible for the review of all individual and group
health insurance, HMO, HSC, DPO, DSC, group term life insurance, and group pre-paid legal service contracts, certificates, riders, amendments, applications, and other forms required to be submitted to the Department. |
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| Life Bureau Staff |
NJ Department of Banking and Insurance
20 West State Street
PO Box 325
Trenton, NJ 08625-0325 |
Phone: 609-292-7272
FAX: 609-633-0527 |
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Please Note:
Questions on agent or broker licensing must be directed to the Insurance Licensing Section.
Consumer complaints or questions involving any of the types of forms reviewed by the Life Bureau must be submitted to the Consumer Inquiry and Response Center (CIRC) in writing, or made by telephone to 1-800-446-7467 (if calling from NJ) or to 609-292-7272 (if calling from outside of NJ). |
Olukemi Sotimehin, FLMI
Chief, Life Bureau
Specialties: Universal Life Insurance; Credit Life and Health Insurance; Group Life Other Than Term; and Long-term Care Rider form filings
E-mail: olukemi.sotimehin@dobi.nj.gov |
Kevin Clarkson, FSA, MAAA
Life Actuary
Specialties: Life Insurance and Annuities; Credit Rate Deviations; Separate Accounts
E-mail: kevin.clarkson@dobi.nj.gov
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Gayatri Hariharan, FLMI, ACS, AIRC
Insurance Analyst
Specialties: Individual Life Insurance including Term; Whole Life; 40 States; Accelerated Death Benefit; and Viatical Settlement Providers form filings
E-mail: gayatri.hariharan@dobi.nj.gov |
Michael Becht, FLMI
Insurance Analyst
Specialties: Individual General Account Annuity; Fraternal Benefit Society; Variable Annuity form filings; and Annuity Disclosure Documents
E-mail: michael.becht@dobi.nj.gov |
Morgann Hegarty
Clerk Typist
E-mail: morgann.hegarty@dobi.nj.gov |
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| Health Bureau Staff |
NJ Department of Banking and Insurance
20 West State Street
PO Box 325
Trenton, NJ 08625-0325 |
Phone: 609-292-7272
FAX: 609-633-0527 |
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Please Note:
Questions on agent or broker licensing must be directed to the Insurance Licensing Section.
For information regarding the Individual Health Coverage (IHC) Program or the Small Employer Health (SEH) Program, please visit their web site or call 609-940-7608.
Consumer complaints or questions involving any of the types of forms reviewed by the Health Bureau must be submitted to the Consumer Inquiry and Response Center (CIRC) in writing, or made by telephone to 1-800-446-7467 (if calling from NJ) or to 609-292-7272 (if calling from outside of NJ).
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Lila J. Tyson
Chief, Health Bureau
Specialties: Large Group Hospital/Surgical/Medical; Group and Individual Dental, Vision, Hearing Care, and Prescription Drug; HSC; Student Health; HMO; Stop-loss; and Multiple Employer Welfare Arrangement benefit materials.
Email: lila.tyson@dobi.nj.gov
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Frank M. Biskup, FLMI
Insurance Analyst
Specialties: Large Group Health; Group and Individual Medicare Supplement; Group Critical Illness; and Group Specified Disease form filings.
Email: francis.biskup@dobi.nj.gov |
Glenn Lurie, FLMI, AIRC, ACS
Insurance Analyst
Specialties: Individual Accident-Only; Individual Disability; Individual and Group Hospital Confinement Indemnity; Individual Critical Illness; and Individual Specified Disease form filings.
Email: glenn.lurie@dobi.nj.gov
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Nicholas Mitses
Insurance Analyst
Specialties: Large Group Hospital/Surgical/Medical; Group and Individual Dental, Vision, Hearing Care, and Prescription Drug; HSC; Student Health; and HMO form filings.
Email: nicholas.mitses@dobi.nj.gov
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Veena Singh, MA, MCRP
Analyst, Research and Evaluation
Specialty: HMO/PPO Performance Report
Email: veena.singh@dobi.nj.gov |
Charles R. Uhl, FLMI, HIA, MHP, ALHC, PAHM
Insurance Analyst
Specialties: Group Disability including Temporary Disability Benefit (TDB) and Family Leave; Group and Individual Long Term Care; Group and Individual Pre-Paid Legal; Blanket; Group Accident-Only; and Group Term Life form filings.
Email: charles.uhl@dobi.nj.gov |
