Getting Health Insurance Coverage in New Jersey

Finding the Health Care Coverage You Need

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New Jersey residents have access to many health care coverage options to accommodate a wide array of circumstances and income levels. This website will help you figure out which options make sense for you and your family.

You need health insurance because you cannot predict what your medical bills will be. In some years, your costs may be low. In other years, you may have very high medical expenses. If you have health insurance, you will have peace of mind in knowing that you are protected from most of these costs. You should not wait until you or a family member becomes seriously ill to try to purchase health insurance.

The purpose of health insurance is to help you pay for care. It protects you and your family financially in the event of an unexpected serious illness or injury that could be very expensive. In addition, you are more likely to get routine and preventive care if you have health insurance.


NJ FamilyCare

NJ FamilyCare is New Jersey's publicly funded health insurance program. Qualified NJ residents of any age can find out if they are eligible for free or low cost health insurance.

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Affordable Care Act Coverage

Have health insurance quetions?

Which Plan is Best for You?

Health insurance can be confusing, and sometimes it’s hard for consumers to choose between all of the plans that are available. The state Department of Banking and Insurance has published a guide to help you.

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Last Reviewed: 4/16/2018