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Enacted December 19, 2014, Public Law 113–295, also known as The Stephen Beck, Jr., Achieving a Better Life Experience Act (ABLE Act), added Section 529A to the federal tax code.

More commonly referred to as NJ ABLE, qualified individuals with disabilities can save for disability-related expenses in tax advantaged savings accounts, known as an ABLE account, without losing eligibility for certain assistance programs like Supplemental Security Income (SSI) and Medicaid. Allowable expenses are not limited to medical necessity and can include: education, housing, transportation, personal support services, and more.

DDS is available to host NJ ABLE presentations and provide brochures about the program upon request.

Visit here to create an account and begin saving


More information on ABLE accounts can be found on the following pages: 


Ursula Baker, I & R Services Supervisor

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