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                   Health coverage that works with you!

The NJ WorkAbility Program offers full New Jersey Medicaid health coverage to people with disabilities who are working, and whose earnings would otherwise make them ineligible for Medicaid.

NJ WorkAbility was created by the federal Ticket to Work/Work Incentives Improvement Act of 1999 and Chapter 116 of PL2000 of New Jersey.


Eligible candidates must meet the following guidelines:

  • Be between the ages of 16 and 64
  • Work part time or full time and have proof of employment
  • Have a permanent disability as determined by the Social Security Administration (SSA) or the Disability Review Team at the Division of Medical Assistance & Health Services (DMAHS)
  • Have unearned income (pensions, interest, etc.) of no more than 100% FPL or $1,041* per month ($1,410* for eligible couples)
  • Have less than $20,000 in liquid assets ($30,000 if an eligible couple)


Disregarded income: Social Security Disability Benefits and/or Railroad Retirement System Benefits received by an individual on his/her own account are not included in the eligibility criteria. Additionally, a portion of earned income is not counted; please apply for a full eligibility determination.


Disregarded assets: Retirement accounts like an IRA or a 401K and the value of an owned home and vehicle are disregarded.

*Denotes 2019 standards


NJ WorkAbility 2019 Guidelines


Division of Disability Services
11A Quakerbridge Plaza, Mercerville NJ
(Mailing: PO Box 705 Trenton NJ 08625)

Telephone: 888-285-3036
Fax: 609-631-4365


Cynthia Mapp, Program Manager

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