Financing and Incentives

Financing and Incentives

Small to Mid-Size Businesses

New Jersey values the importance of providing established small- to mid-size business owners and aspiring entrepreneurs with the knowledge and means needed to prosper. The State offers access to abundant and comprehensive resources, encompassing small business financing programs, general and specialized business assistance, training services, tax credits and more.

Through the Loans to Lenders component of the Fund for Community Economic Development, the State, through the EDA, makes capital available to financial intermediary organizations that can effectively reach small businesses in local markets, including microlenders and CDFIs. These organizations have the ability to offer term loans and lines of credit to microenterprises and small businesses not qualified for traditional bank financing.

The State's small- to mid-size business community is encouraged to review the pages below and contact these organizations for expert guidance:

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When you need professional help to launch, expand or relocate your business in New Jersey, we are your "one-stop" resource for everything you need. Make one call to the NJ Business Action Center (BAC).

To view our Guide to the Business Action Center, click here.

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