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Division of Pensions & Benefits

State Biweekly Percentage Calculator

State Employees paid through Centralized Payroll

Required Health Benefit Contribution Calculator for State Employees who are paid biweekly through Centralized Payroll. Use this calculator to find your estimated Health Benefit Contribution. All calculations use the SHBP plan rates effective January - December 2019.

Step One: Enter Your Annual Salary
Enter your annual salary to the nearest dollar. Use numbers only - No commas. Do not include overtime, bonuses, etc.

Step Two: Select your medical plan and level of coverage
PPO Plans

HMO Plans

Aetna Freedom 15

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Freedom1525

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Freedom2030

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Freedom2035

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT15

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT1525

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT2030

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT2035

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna HMO

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Horizon HMO

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Tiered Plans

High Deductible Health Plans

Aetna Liberty Plan

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Horizon OMNIA Health Plan

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Value HD1500

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT HD1500

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Value HD4000

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT HD4000

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage
Step Three: Select your prescription plan level of coverage

Employee Prescription Drug Plan administered by OptumRx

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

*Partner means a Civil Union Partner or an eligible same-sex Domestic Partner as defined under P.L. 2003, c. 246, the Domestic Partnership Act.

No Prescription Plan

Check if not covered by the Employee Prescription Drug Plan

Step Four: Calculate Your Contribution

Click the "Calculate Contribution" button to see your Health Benefit Contributions

Note: this calculator is for informational purposes only. All calculations are estimates and may differ from the actual amounts deducted from payroll.

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Last Updated: Friday, 10/04/19