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Information on
Novel Coronavirus

Have questions about COVID-19?
The NJ Poison Control Center and 211 have partnered with the State to provide information to the public on COVID-19:
Call: 2-1-1 for general information (24/7) or 1-800-962-1253 for medical information (24/7)
Text: NJCOVID to 898-211
Visit covid19.nj.gov or nj.gov/health for additional information

Division of Pensions & Benefits

Local Government Percentage Calculator

Required Health Benefit Contribution Calculator for Local Government Employees. Use this calculator to find your estimated Health Benefit Contribution. All calculations use the SHBP plan rates effective January - December 2019.

Step One: Enter Your Annual Salary
Enter your annual salary to the nearest dollar. Use numbers only - No commas. Do not include overtime, bonuses, etc.

Step Two: Select your payroll schedule
Monthly (12 paychecks)
Bi-monthly (24 paychecks)
Bi-weekly (26 paychecks)
Step Three: Select your medical plan and level of coverage
PPO Plans

Aetna Freedom 15

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT15

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Freedom 10

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT 10

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Freedom1525

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT1525

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Freedom2030

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT2030

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Freedom2035

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ DIRECT2035

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

HMO Plans

Tiered Plans

High Deductible Health Plans

Aetna HMO

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Horizon HMO

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Liberty Plan

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

OMNIA Health Plan

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Value HD 1500

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ Direct HD 1500

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Aetna Value HD 4000

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

NJ Direct HD 4000

Single Coverage
Member & Spouse/Partner* Coverage
Family Coverage
Parent Child(ren) Coverage

Step Four: Select your prescription plan level of coverage
SHBP Employee Prescription Drug Plan - Select Level of Coverage

  • Single Coverage
  • Member & Spouse/Partner* Coverage
  • Family Coverage
  • Parent Child(ren) Coverage
Separate Non-SHBP Prescription Drug Plan — Select Level of Coverage and enter Monthly Premium.

  • Single Coverage
  • Member & Spouse/Partner* Coverage
  • Family Coverage
  • Parent Child(ren) Coverage

$ .00 Enter monthly drug plan premium amount to the nearest dollar.
Numbers only - No commas.


High Deductible Health Plan (HDHP) — SHBP Prescription Drug Coverage is included in High Deductible Health Plan costs

Prescription Drug coverage included with your SHBP Medical Plan — Plans other than High Deductible Health Plans.

No Prescription Plan — Check here if not covered by a Prescription Drug Plan

*Partner means a Civil Union Partner or an eligible same-sex Domestic Partner as defined under P.L. 2003, c. 246, the Domestic Partnership Act.


Step Five: Calculate Your Contribution

Click the "Calculate Contribution" button to see your Health Benefit Contributions

Note: this calculator is for informational purposes only. All calculations are estimates and may differ from the actual amounts deducted from payroll.

Videos

Videos

Related Videos - to see more videos, please refer to our video library

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Last Updated: Friday, 10/04/19