Summary of Benefits and Coverage - Plan Year 2019

For Members of the State Health Benefits Program (SHBP) or School Employees' Health Benefits Program (SEHBP)

If you are a Retired Member with a State Employer, select a plan from the links below.

Medicare Eligible Retirees


Medicare Eligible Retirees may choose NJ DIRECT1525, NJ DIRECT2030, any Horizon HMO plan, or one of the following Medicare Advantage Plans:

SHBP Prescription Drug Plan


View the PPACA Uniform Glossary of Coverage and Medical Terms


Access my MBOS Account

MBOS Information and User Guides

Learn about MBOS / MBOS Users' Guide / MBOS Retired Users' Guide



Pay my Health Benefits Bill



Possible Pension Check Deductions

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Last Updated: Wednesday, 11/28/18