The State of New Jersey
NJ Department of Banking and Insurance

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Office of Consumer Finance

The Office of Consumer Finance (the “OCF”) consists of three units: Supervision Bureau, Consumer Services Bureau and Enforcement Bureau

The Supervision Bureau is comprised of two operational areas:  Examinations and Surveillance.  Surveillance handles annual reports and will be instrumental in coordinating the implementation of the assessments that will be the “dedicated funding” source for the budget of the Division of Banking.


OCF Information
New Jersey Mortgage Loan Application Disclosure Form
  • DOBI Rules at N.J.A.C. 3:1-16.3 provide for the disclosure of fees charged in connection with a mortgage loan application. Beginning on January 1, 2018, the "NJ Application Disclosure Form" (preferably in a two-sided single sheet format) or an alternate form that provides substantively similar compliant disclosures must be used for such purposes. A copy of the completed form must be provided to the applicant(s) and maintained in the loan file. Completed forms shall be subject to review upon examination. 
Advisory Groups
Residential Mortgage and Consumer Finance Advisory Board
Meetings held 10 a.m. to noon at the NJDOBI - Trenton Office (room to be determined): Directions
  March 10, 2021
June 9, 2021
September 8, 2021
December 1, 2021
Credit Union Advisory Council
Meetings held 10:30 a.m. to noon at the NJDOBI - Trenton Office (room to be determined): Directions
  March 17, 2021
June 16, 2021
September 15, 2021
December 8, 2021

  • NJ License Surrender/Non-Renewal Form - PDF
  • NJ License Surrender/Non-Renewal Final Report - PDF or MS Excel
More Information
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
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New Jersey Department of Banking and Insurance